Bay Equity Home Loans - Your Home For Loans

Consolidate Your Loans With a Home Refinance

Interest rates are at all time lows. Take this time to reduce your monthly payments for all your debt. Reduce or eliminate your high interest rate credit cards, auto loans and other debt by considering a debt consolidation loan. Bay Equity can help you consolidate your debts and lower your monthly outflow by eliminating the monthly payments associated with your credit cards and various debts. Debt consolidation can be a great opportunity to improve your credit scores because when borrowers utilize more than fifty percent of their available credit card limits, this can most likely lower your credit scores.

24 Hour Approvals and Fast Closings!

Refinance your current high interest rate mortgage and lower it with Bay Equity or take cash out and pay off debt. At Bay Equity, it's simple and we can have your loan closed quickly and honestly. We will help you find the right home loan to suit your home lending needs.

	A learning center for borrowers where class is always in session.

	About Us Our exceptional reputation for the highest professional standards is built on honesty and integrity.

	FHA & VA Loans Bay Equity is a fully delegated direct lender of FHA and VA loans.

	Have a Mortgage Banker Call Me We have Mortgage Bankers standing by to answer your questions. Have an experienced professional call you now.

	We are FAST! Speed: We can close a deal from start to finish in less than 15 days*.

	Multistate Licensing Bay Equity is licensed in California, New Mexico, Arizona, Washington, Oregon, Montana and Hawaii.

Licensing and Registration

Bay Equity LLC is an Equal Housing Lender.

Bay Equity LLC originates and operates as a wholesale lender in the following states under the licenses listed below: Arizona: Bay Equity LLC dba Bay Equity Home Loans Mortgage Banker License #0910340; California: Bay Equity Home Loans, Covenant Mortgage, dba Bay Equity LLC. Loans will be made or arranged pursuant to Department of Corporations California Finance Lenders Law license #605-3919; Florida; Bay Equity LLC dba Bay Equity Home Loans, Florida Mortgage Lender License #100000075; New Mexico: Bay Equity LLC dba Bay Equity Home Loans, Lender License #76988; Oregon: Bay Equity LLC dba Bay Equity Home Loans Mortgage Lender License #4845; Washington: Bay Equity LLC dba Bay Equity Home Loans, , Consumer Loan License #520-CL-52086; NMLS ID#76988. Bay Equity LLC does not conduct origination but does operate as a wholesale lender under the following licenses/exemptions: Colorado; Bay Equity LLC dba Bay Equity Home Loans, Colorado Mortgage Company Registration; Idaho Secretary of State Registration #W88771; Nevada Wholesale Exemption, Secretary of State Registration #E0622802007-9; Texas: Bay Equity LLC dba Bay Equity Home Loans Texas SML Mortgage Banker Registration; Utah Secretary of State Registration #6723379-0161.

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