Bay Equity Home Loans - Your Home For Loans

Welcome to the Bay Equity Learning Center

Here we have compiled various resources to help answer any questions you may have. We are always here to help so please do not hesitate to call: 800-229-3703

What can I comfortably afford?
       Many borrowers are not aware of what they can or can not afford, therefore, let us figure this out for you.
What do all these terms mean?
       Home Loans have various terms such as 3 year fixed, 5 year fixed, 7 year fixed, 10 year fixed, 15 year fixed, 10- year fixed, and 30 year fixed. Let us help you determine which term is ideal for you.
How will my loan fit in my budget?
       As first time homebuyers, many do not understand the financial transition involved in owning a home, therefore, it is our goal to educate borrowers on what type of home loan and payment fits into their budget.

We have provided the means to find these answers in the Glossary of terms, Calculator, and FAQ sections. We understand this is a serious and confusing process and want you to know that we are only a phone call away.

Glossary

Calculator

FAQ

	A learning center for borrowers where class is always in session.

	About Us Our exceptional reputation for the highest professional standards is built on honesty and integrity.

	FHA & VA Loans Bay Equity is a fully delegated direct lender of FHA and VA loans.

	Have a Mortgage Banker Call Me We have Mortgage Bankers standing by to answer your questions. Have an experienced professional call you now.

	We are FAST! Speed: We can close a deal from start to finish in less than 15 days*.

	Multistate Licensing Bay Equity is licensed in California, New Mexico, Arizona, Washington, Oregon, Montana and Hawaii.

Licensing and Registration

Bay Equity LLC is an Equal Housing Lender.

Bay Equity LLC originates and operates as a wholesale lender in the following states under the licenses listed below: Arizona: Bay Equity LLC dba Bay Equity Home Loans Mortgage Banker License #0910340; California: Bay Equity Home Loans, Covenant Mortgage, dba Bay Equity LLC. Loans will be made or arranged pursuant to Department of Corporations California Finance Lenders Law license #605-3919; Florida; Bay Equity LLC dba Bay Equity Home Loans, Florida Mortgage Lender License #100000075; New Mexico: Bay Equity LLC dba Bay Equity Home Loans, Lender License #76988; Oregon: Bay Equity LLC dba Bay Equity Home Loans Mortgage Lender License #4845; Washington: Bay Equity LLC dba Bay Equity Home Loans, , Consumer Loan License #520-CL-52086; NMLS ID#76988. Bay Equity LLC does not conduct origination but does operate as a wholesale lender under the following licenses/exemptions: Colorado; Bay Equity LLC dba Bay Equity Home Loans, Colorado Mortgage Company Registration; Idaho Secretary of State Registration #W88771; Nevada Wholesale Exemption, Secretary of State Registration #E0622802007-9; Texas: Bay Equity LLC dba Bay Equity Home Loans Texas SML Mortgage Banker Registration; Utah Secretary of State Registration #6723379-0161.

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We have pulled together a comprehensive learning center to answer any questions you may have. However, please feel free to call us with your questions.

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