<!--
function MM_swapImgRestore() { //v3.0
  var i,x,a=document.MM_sr; for(i=0;a&&i<a.length&&(x=a[i])&&x.oSrc;i++) x.src=x.oSrc;
}

function MM_preloadImages() { //v3.0
  var d=document; if(d.images){ if(!d.MM_p) d.MM_p=new Array();
    var i,j=d.MM_p.length,a=MM_preloadImages.arguments; for(i=0; i<a.length; i++)
    if (a[i].indexOf("#")!=0){ d.MM_p[j]=new Image; d.MM_p[j++].src=a[i];}}
}

function MM_findObj(n, d) { //v4.01
  var p,i,x;  if(!d) d=document; if((p=n.indexOf("?"))>0&&parent.frames.length) {
    d=parent.frames[n.substring(p+1)].document; n=n.substring(0,p);}
  if(!(x=d[n])&&d.all) x=d.all[n]; for (i=0;!x&&i<d.forms.length;i++) x=d.forms[i][n];
  for(i=0;!x&&d.layers&&i<d.layers.length;i++) x=MM_findObj(n,d.layers[i].document);
  if(!x && d.getElementById) x=d.getElementById(n); return x;
}

function MM_swapImage() { //v3.0
  var i,j=0,x,a=MM_swapImage.arguments; document.MM_sr=new Array; for(i=0;i<(a.length-2);i+=3)
   if ((x=MM_findObj(a[i]))!=null){document.MM_sr[j++]=x; if(!x.oSrc) x.oSrc=x.src; x.src=a[i+2];}
}
//-->


function inner_menu(){
var str="";
str+="<div class='menu_first_row1_div'><a href='index.html' class='home_link'>Home</a>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href='contact.html' class='home_link'>Contact Us&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href='sitemap.html' class='home_link'>Sitemap</a></div>";
str+="</td>";
str+="</tr>";
str+="<tr>";
str+="<td valign='top' class='dot_divider'><img src='images/white_dot.gif' height='1' width='947' border='0' title='' /></td>";
str+="</tr>";
str+="<tr>";
str+="<td class='inner_menu_l' valign='top'>";
str+="<table cellpadding='0' cellspacing='0' border='0' width='931'>";
str+="<tr>";
str+="<td style='background-image:url(images/inner_menu_bg.gif); background-repeat:repeat-x; height:32px;'><a href='fha.html' onmouseout='MM_swapImgRestore()' onmouseover=MM_swapImage('Image4','','images/inner_fha_hover.jpg',1)><img src='images/inner_fha.jpg' name='Image4' width='92' height='32' border='0' id='Image4' /></a><a href='reverse_mortgage.html' onmouseout='MM_swapImgRestore()' onmouseover=MM_swapImage('Image5','','images/inner_reverse_mortgage_hover.jpg',1)><img src='images/inner_reverse_mortgage.jpg' name='Image5' width='174' height='32' border='0' id='Image5' /></a><a href='commercial_loans.html' onmouseout='MM_swapImgRestore()' onmouseover=MM_swapImage('Image6','','images/inner_commercial_loans_hover.jpg',1)><img src='images/inner_commercial_loans.jpg' name='Image6' width='177' height='32' border='0' id='Image6' /></a><a href='hard_money.html' onmouseout='MM_swapImgRestore()' onmouseover=MM_swapImage('Image7','','images/inner_hard_money_hover.jpg',1)><img src='images/inner_hard_money.jpg' name='Image7' width='137' height='32' border='0' id='Image7' /></a><a href='conventional_loans.html' onmouseout='MM_swapImgRestore()' onmouseover=MM_swapImage('Image8','','images/inner_conventional_hover.jpg',1)><img src='images/inner_conventional.jpg' name='Image8' width='181' height='32' border='0' id='Image8' /></a><a href='about_us.html' onmouseout='MM_swapImgRestore()' onmouseover=MM_swapImage('Image9','','images/inner_about_hover.jpg',1)><img src='images/inner_about.jpg' name='Image9' width='119' height='32' border='0' id='Image9' /></a></td>";
str+="</tr>";
str+="</table>";
document.write(str);
}
function inner_menu1(){
var str="";
str+="<div class='menu_first_row1_div'><a href='index.html' class='home_link'>Home</a>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href='contact.html' class='home_link'>Contact Us&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href='sitemap.html' class='home_link'>Sitemap</a></div>";
str+="</td>";
str+="</tr>";
str+="<tr>";
str+="<td valign='top' class='dot_divider'><img src='images/white_dot.gif' height='1' width='947' border='0' title='' /></td>";
str+="</tr>";
str+="<tr>";
str+="<td class='inner_menu_l' valign='top'>";

document.write(str);
}
function back_menu1(){
var str="";
str+="<div class='menu_first_row1_div'><a href='../index.html' class='home_link'>Back to English Version</a>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href='../Portugese/portugese_info.html' class='home_link'>Portugese</a></div>";
str+="</td>";
str+="</tr>";
str+="<tr>";
str+="<td valign='top' class='dot_divider'><img src='images/white_dot.gif' height='1' width='947' border='0' title='' /></td>";
str+="</tr>";
str+="<tr>";
str+="<td class='inner_menu_l' valign='top'>";

document.write(str);
}

function back_menu2(){
var str="";
str+="<div class='menu_first_row1_div'><a href='../index.html' class='home_link'>Back to English Version</a>&nbsp;&nbsp;&nbsp;|&nbsp;&nbsp;&nbsp;<a href='../Spanish/spanish_reversemortgage.html' class='home_link'>Spanish</a></div>";
str+="</td>";
str+="</tr>";
str+="<tr>";
str+="<td valign='top' class='dot_divider'><img src='images/white_dot.gif' height='1' width='947' border='0' title='' /></td>";
str+="</tr>";
str+="<tr>";
str+="<td class='inner_menu_l' valign='top'>";

document.write(str);
}



function bot_menu()
{
var str="";
str+="<tr>";
str+="<td colspan='2'>";
str+="<table cellpadding='0' cellspacing='0' border='0' align='center'>";
str+="<tr>";
str+="<td><img src='images/bot_menu_divider.gif' height='1' width='922' border='0' title='' vspace='10' /></td>";
str+="</tr>";
str+="<tr>";
str+="<td><img src='images/bot_menu_top_curve.gif' height='8' width='934' border='0' title='' /></td>";
str+="</tr>";
str+="<tr>";
str+="<td bgcolor='#a5bad9' height='45' align='center' valign='top'>";
str+="<div class='bot_div'><a href='index.html' class='bot_menu'>Home</a>|<a href='fha.html' class='bot_menu'>FHA</a>|<a href='reverse_mortgage.html' class='bot_menu'>Reverse Mortgage </a>|<a href='commercial_loans.html' class='bot_menu'>Commercial Loans</a>|<a href='hard_money.html' class='bot_menu'>Hard Money</a>|<a href='conventional_loans.html' class='bot_menu'>Conventional Loans</a>|<a href='about_us.html' class='bot_menu'>About Us</a>|<a href='employment.html' class='bot_menu'>Employment</a>|<a href='credit_repair.html' class='bot_menu'>Credit repair</a>|<a href='services.html' class='bot_menu'>Services</a>|<a href='contact.html' class='bot_menu'>Contact Us|<a href='sitemap.html' class='bot_menu'>Sitemap</a></div>";		
str+="<div class='copy_rights'>Copyright © 2008. Bay Equity  All rigths reserved. Telephone 916-751-8850   |   Fax 916-258-0130</div>";
str+="</td>";
str+="</tr>";
str+="<tr>";
str+="<td valign='top' align='left'><img src='images/bot_menu_bot_curve.gif' height='8' width='934' border='0' title='' /></td>";
str+="</tr>";
str+="<tr><td height='10'></td></tr>";
str+="</table>";
str+="</td>";
str+="</tr>";
document.write(str);
}

//REMORTGAGE CALCULATOR FUNCTION
function mortgage_calc()
{
var str="";
str+="<form action='POST' name='myform'><table width='90%' border='0' align='center' cellpadding='4' cellspacing='0'>";
str+="  <tr>";
str+="    <td width='50%' align='right'>Loan Amount </td>";
str+="    <td width='50%'>";
str+="      <input type='text' class='txtbox2' name='LoanAmount'  onblur='Morgcal()' onchange='Morgcal()'>";
str+="    </td>";
str+="  </tr>";
str+="  <tr>";
str+="    <td align='right'>Annual Interest Rate </td>";
str+="    <td><input type='text' class='txtbox2' name='InterestRate'  onblur='Morgcal()' onchange='Morgcal()'>";
str+="      %</td>";
str+="  </tr>";
str+="  <tr>";
str+="    <td align='right'>Term of loans </td>";
str+="    <td><input type='text' class='txtbox2' name='NumberOfYears'  onblur='Morgcal()' onchange='Morgcal()'>";
str+="      Years</td>";
str+="  </tr>";
str+="  <tr>";
str+="    <td>&nbsp;</td>";
str+="    <td><img src='images/calculate_button.jpg' alt='' width='76' height='20' onclick='javascript:Morgcal()'></td>";
str+="  </tr>";
str+="  <tr>";
str+="    <td colspan='2' align='center'><img src='images/divider_29.jpg' alt='' width='218' height='2' style='padding-bottom:3px; padding-top:3px;'></td>";
str+="    </tr>";
str+="  <tr>";
str+="    <td align='right' style='color:#FFFFFF;'>Monthly Payment $ </td>";
str+="    <td><input  type='text' class='txtbox' name='MonthlyPayment'></td>";
str+="  </tr>";
str+="</table>";
str+="</form>";
document.write(str);
}

function Morgcal() { 
form = document.myform ;
LoanAmount= form.LoanAmount.value; 
DownPayment= "0" ;
AnnualInterestRate = form.InterestRate.value/100; 
Years= form.NumberOfYears.value ;
MonthRate=AnnualInterestRate/12 ;
NumPayments=Years*12 ;
Prin=LoanAmount-DownPayment ;
MonthPayment=Math.floor((Prin*MonthRate)/(1-Math.pow((1+MonthRate),(-1*NumPayments)))*100)/100; 
//form.NumberOfPayments.value=NumPayments ;
form.MonthlyPayment.value=MonthPayment ;
}

















