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We have many branches throughout the western region of the United States. Please choose the branch nearest you from the list below.

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Licensing and Registration

Bay Equity LLC originates and operates as a wholesale lender in the following states under the licenses listed below: Arizona: Bay Equity LLC dba Bay Equity Home Loans Mortgage Banker License #0910340; California: Bay Equity Home Loans, Covenant Mortgage, dba Bay Equity LLC. Loans will be made or arranged pursuant to Department of Corporations California Finance Lenders Law license #605-3919; Florida; Bay Equity LLC dba Bay Equity Home Loans, Florida Mortgage Lender License #100000075; New Mexico: Bay Equity LLC dba Bay Equity Home Loans, Lender License #76988; Oregon: Bay Equity LLC dba Bay Equity Home Loans Mortgage Lender License #4845; Washington: Bay Equity LLC dba Bay Equity Home Loans, , Consumer Loan License #520-CL-52086; NMLS ID#76988. Bay Equity LLC does not conduct origination but does operate as a wholesale lender under the following licenses/exemptions: Colorado; Bay Equity LLC dba Bay Equity Home Loans, Colorado Mortgage Company Registration; Idaho Secretary of State Registration #W88771; Nevada Wholesale Exemption, Secretary of State Registration #E0622802007-9; Texas: Bay Equity LLC dba Bay Equity Home Loans Texas SML Mortgage Banker Registration; Utah Secretary of State Registration #6723379-0161.





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