San Ramon Branch
2355 San Ramon Valley Blvd, Suite 204
San Ramon, CA 94583
When Working With Adina
Working for you, you'll find me to be personable, straight forward, and above all honest. Whether this is your first loan or 10th, my job is to make sure you have complete insight into all of your loan options and to ensure that you choose the one that is right for you. To do this, I'll take the time to understand your goals and needs, both present and future. I love to work with people with challenging situations and pride myself on having the experience and knowledge to provide solutions that not everyone is aware of. The majority of my business comes from referrals and repeat clients. To me, my clients are friends, and more often than not, one’s that I have known for years.
My Commitment to You
I promise that your experience throughout your loan process will be a communicative one. I will always be available for questions and promise to return your calls, texts or emails within the same business day. I promise to listen to your needs and guide you to the right loan for your financial goals. You will be treated as though we have been friends for years.
Loan programs we offer:
Conventional and Jumbo
CHADAP and CHL (First Time Homebuyer Programs)
Fixed and Adjustable Rate Mortgage
Home Path and HARP
I have more than 20 years’ experience on the operational side of mortgages and have held a California Real Estate Salesperson's license for over 15 years.
I am no stranger to the changes in the mortgage industry, having spent 20+ years in operations as a Processor, Underwriter, Production Assistant and Mortgage Professional. This taught me the importance of understanding the loan process in its entirety, giving me the experience of closing over 1,000 transactions. This knowledge is something that cannot be taught in books, it must be learned over years of "in the trenches" expertise. I have seen just about everything!
I help every client, whether a first time Homebuyer or a seasoned borrower refinancing for the 10th time, to ensure the loan product you receive is what is best suited for your financial security, both currently and for the future. I am passionate about nurturing our relationship for many years. Each client is treated as an individual and not just another loan.
Specialties: First time homebuyers, "veteran" homebuyers and everyone in between. Conventional, jumbo, FHA, VA, refinance and purchase financing - I have done them all!
CA BRE #1241161 / NMLS # 237992
“I learned about Adina through a friend. From the time we started talking about refinancing until weeks after the loan was financed I NEVER once wondered what was happening or where we were in the process. Her communication and explanation of the process was impeccable and precise. She talked with me in terms I understood and gave me pros and cons of every option so I could make an informed choice. The words "painless, perfect and precise" does not even do justice to process that I went through to refinance. You can also count on her to be completely open and honest. Very rare these days! I highly recommend that anyone who is looking for a home loan or to refinance that Adina should be their only choice.”
“Very responsive & knowledgeable & able to explain in layman’s terms. Also, able to answer our weird questions and had a sense of humor with our weird email correspondence and banter.”
“Thank you so much for your wonderful service. You were so helpful throughout the process and you always seemed to be available for us. Thank you Adina!”
David and Marisa F.
“I would recommend Adina to everyone. She was right up front that her rate could be beaten by a competitor, but assured me I would like her service and she would watch for my interests. She did and I was extremely pleased with her.”
“I was very pleased with the whole experience. You were extremely helpful and responsive. I would definitely recommend you to my friends, family and co-workers. Thank you Adina!! ”
“I have been a customer/client of Ms. Erridge for 18 years. Over the years, I have happily referred several friends and family. I will continue to work with her. ”
Ingrid and Winona L.
“Adina was recommended to us several years ago by my father. Adina is extremely knowledgeable and professional. I feel she cares and has always been helpful and given us great advice. We continue to come back to Adina to help us with our mortgage needs. It's very easy for us to recommend her to our friends and family. She's awesome!”
James & Christine P.
“Adina is the best! She is always available, very knowledgeable, and makes the stressful process enjoyable.”
Michael & Denise D.
“Adina and her staff are fast, efficient, and professional. Loans are their business and they really go above and beyond to get you the best deal possible and guide you through the process in a easy to understand way, just like a trusted friend.”
Jeremy & Jessica J.
“I enjoyed my overall experience.”
“Adina Erridge was fantastic. She was with me the entire way. I was well informed on a daily basis on what was happening with the loan process. I could not have asked for better service.”
“Adina has helped us with our first time home buyer loan and then also again helped us with a refinance. She is highly professional, knowledgeable and responsive. She made us comfortable and provided me and my wife with honest and reliable information that helped us better understand the loan process. I highly recommend her to every person I know who is in need of financing.”
“I can not thank you enough Adina for your help with our recent cash-out refinance. You made the process simple and stress free. You kept us informed from start to finish and answered all of our questions in a swift and timely manner. Your professional and caring attitude is hard to find in today's business world. We will be sending our referrals to you in the future with confidence, knowing that you will continue to work hard to meet their individual needs.”
“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”