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  • My Loan Payment

    Estimate an approximate monthly loan payment.

    *This is an estimate only - contact me to get more detailed information.


    Loan Amount
    Term in Years
    Interest Rate
    Annual Tax
    Annual Insurance

    Monthly Principal and Interest:
    Monthly Tax:
    Monthly Insurance:
    Total Payment:
    Note: Figures are an estimate and should be verified with a mortgage lender.
  • How Much Do I Need to Earn?

    Income is an important factor.


    Desired Mortgage for New Home
    Term in Years
    Interest Rate
    Annual Real Estate Tax
    Total Monthly Payments in Non-Mortgage Debt (i.e. car, student loans, credit cards, etc.)

    Monthly Principal + Interest:
    Total Housing Payment (tax & insurance included):
    Required Salary:

    Your salary must meet the following two conditions:

    1. Your gross (pre-taxes) monthly salary must be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
    2. Your gross (pre-taxes) monthly salary must be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

    DISCLAIMER: The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required. Contact me for specifics.

  • What Size Mortgage Can I Get?

    Estimate monthly payment and maximum loan amount you may qualify for.


    Monthly Income
    Salary/Wages
    Other Income
    Monthly Housing Expenses
    Condo/Maintenance Fee
    Property Taxes
    Hazard Insurance
    Other Monthly Expenses
    Auto Payment
    Credit Cards and Other Payments
    Loan Term and Interest Rate
    Term in Years
    Interest Rate

    You may qualify for a maximum monthly mortgage payment (P+I) of:
    You may qualify for a maximum loan amount of:

    DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required. Contact me for specifics.

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