Call Me For Your Dream Home!

Chris Carbonaro

Area Sales Manager

NMLS ID# 1067274

2582 Old First Street
Livermore, CA 94550

As an Area Sales Manager with Bay Equity my focus and responsibility are to my customers. My goal has always been to truly understand my customer’s personal needs and their unique situation and structure a plan accordingly, to make sure they fully understand the lending process and have a trusted resource in helping them achieve their financing goals.

As a result of this mindset, my clients gain confidence and are able to put themselves in the best position to make financial choices that will impact them and their family. I have been in the financial services business for over 19 years in many different capacities but there is nothing better than helping families realize their dreams of home ownership.

I currently live in Livermore, CA with my wife Gail and our 3 children, Sammy, Vinny and Gabby. I am actively involved in our community as a youth coach for baseball and basketball and I proudly serve on the board for Granada Little League. Nothing is more important than family and my goal is to provide the service and care each customer deserves, as if they were a member of my own family. Being a father of three, I have a genuine understanding of what families bear in working on their loan packages and pride myself on always making it as easy for them as possible.

The mortgage market is constantly changing. I would love the opportunity to help you and your family or friends navigate the market and find the right loan for you. You are invited to apply on-line or contact me directly to set up an appointment. Either way, you will get my prompt and personal attention.


Home-buying by numbers


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Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.