Alameda, CA

Let’s talk! Contact me now

Let’s talk! Contact me now

Chris Mason

NMLS ID#1220177
Phone: 415-846-9211

Alameda Branch
1512 Webster Street, Suite B
Alameda, CA 94501

Chris Mason

Branch Manager

A Mortgage Tale  

Once upon a time, the mortgage process was opaque, nonsensical, and confusing to homebuyers.

Home buyers had no idea what was going on with their mortgage loan application, or if they would ever actually get their dream house.

I’m Chris Mason, and I’m here to change all that.

I decided to simply go ahead and build my entire business model around making sense of things.

I have made it my goal to be as transparent, communicative, and responsive, as possible.

I am:  

First-timer friendly

  • Hundreds of happy first-time homeowners understand the process better than any generation of first time homebuyer that came before.
  • All the best ways to pay off a 30-year mortgage as much as a decade early.
  • Ask me about the Mortgage Credit Certificate and HomeReady

Landlord and investor friendly:   

  • Rental income counts from the property you are purchasing, immediately.
  • Equity from another property can be used as the down payment for the property you are purchasing.
  • Up to 10 financed properties, purchase, refinance, and cash-out refinance.

Military friendly: 

  • Semper Fi. Eight years, four as a rifleman, four as a Marine Embassy Guard.
  • Well versed in VA loans.

Small and midsize business friendly:

  • Ask me about Corporate Care.

This story doesn’t have to end here.

Give me a call for all your mortgage lending and refinancing needs. 


Let’s talk! Contact me now


“Working with Chris Mason and his team made our refinance a breeze. Not only was Chris knowledgeable, but he was very honest and upfront with us about our loan. He was always able to answer our questions and knew what we needed to get him upfront. The process is very streamlined and online, with email notifications throughout the process making it easy to know where you are at every step of the way. Which we really appreciated. Can't say enough good things about working with Chris and Bay Equity.”

Greg & Diane N.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.