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Message from The Ross Team

Greetings from the Ross Team and Bay Equity Home Loans. We would like to work together to offer our friends and family benefits when obtaining a home loan either through a home purchase or a refinance of an existing home loan. We are a family-owned and operated lender based in California and Arizona. In the spirit of home, family and financial well-being we are proud to offer discounted loan fees, discounted Realtor fees, complimentary credit review and an appraisal fee credit at close of escrow. All of this along with a superior level of service.

About the Program

Bay Equity Home Loans is a local mortgage lender regularly recognized for growth and service in the Industry and several other publications. This dedicated and experienced team is looking forward to serving your refinance and purchase needs. You and your family members are automatically eligible for the following discounts:

  • Appraisal fee credited at closing
  • Highly competitive rates
  • Complimentary credit review
  • 0.25% credit to loan fees
  • Superior service levels and quick closing
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About Bay Equity

Bay Equity is family owned and operated and committed to providing borrowers with exceptional customer service throughout the mortgage process.

Bay Equity employees take great pride in helping borrowers achieve their home ownership dreams.

Bay Equity was founded in San Francisco in 2007 and is now headquartered in nearby Corte Madera. Bay Equity has operations centers in Concord, Calif., Everett, Wash., Portland, Ore., Plano, Texas, Grand Junction, Colo., San Diego, Minneapolis and Denver.

Start the Loan Process

As lending professionals at Bay Equity, we are dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. We can help you navigate the many options to find the right loan for you and your family.

Ross Team
License ID 179446 | Tom Ross
Phone: 602-791-5861
Fax: 602-865-7985
8888 E. Raintree Drive, Suite 110, Scottsdale, AZ 85260
Start a Loan Application
Nancy Hon
Business Broker/Real Estate Professional
Phone: 480-787-8708