Dave is on it. This is the third time I have bought a house; I have never had an easier loan process. I didn't have to worry about a thing.


Danielle M.


Dave Bardsley

Branch Manager

NMLS ID# 23303

F:
(978) 709-3009
A:
245 Tully Road
Orange, MA 01364

In the State of Connecticut I originate loans in the name of Village, a Division of Bay Equity Home Loans.

Welcome to my website. I’m am excited to work with you on your quest of home ownership. After 21 years In the Mortgage business I have helped over 5000 clients achieve their dream of home ownership. My business is 100% based on referrals from agents and past clients. I am not your normal Mortgage Originator. I focus on you the buyer and making sure I place you in the best loan program possible not only for right now but I also make sure I understand what your future looks like. I will put my years of experience to work for you in a way that no other lender has been able to accomplish.

Are you a Veteran? If so be sure to ask me about my give back program to all former and Active Military personal that qualify for a VA loan. After servicing for many years in the Armed forces myself I find it very rewarding to give back to my fellow serviceman. You gave up more than most will ever know and it is my way of saying thank you. I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

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Home-buying by numbers

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Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.

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Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.