Dave Poloney

Loan Officer

NMLS ID# 796103

2424 North Federal Highway
Suite 456
Boca Raton, FL 33431

I have 26 years of experience in the mortgage industry and have been through the challenging and ever-changing mortgage market first-hand.  I pride myself on building strong relationships with my clients and Realtors alike utilizing my knowledge of the market place, and influences that can be difficult to understand in getting you to make the right decision regarding your mortgage needs; always keeping up on new products and technology to give you a superior client experience. 

I am responsive, organized, and utilize various cutting-edge technology implementations to maximize efficiency and follow up.  At Bay Equity we have streamlined the mortgage process with our secure online borrower portal, paperless loan process, electronic signing options, and digital mortgage application; providing you access to your loan 24/7 from your smart phone, tablet, or computer.

We strive to make buying or refinancing a home a positive and stress-free experience, we love helping people and want to impact your life in a meaningful way.  

My number one goal is to help clients make informed decisions, facilitate a smooth transaction, and build long lasting relationships while helping clients achieve their real estate goals.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.