San Ramon, CA

Let’s talk! Contact me now

Let’s talk! Contact me now

David Ashburn

NMLS ID#322865
Phone: 925-980-3305

San Ramon Branch
2355 San Ramon Valley Blvd, Suite 204
San Ramon, CA 94583

David Ashburn

Senior Loan Officer

Thank you for visiting my web site! As a lending professional for over 27 years,  my #1 goals are to help you make informed decisions, facilitate a smooth transaction, and help you achieve your real estate goals. 

The mortgage market is constantly changing. I would love the opportunity to help you and your family or friends navigate the market and find the right loan for you.

You are invited to apply on-line or contact me directly to set up an appointment. Either way, you will get my prompt and personal attention.


Let’s talk! Contact me now


“David Ashburn and his team at Bay Equity were absolutely great. They recently helped my family purchase our forever home. They advised me through the process in a frank and candid way, they were extremely responsive to all of my calls and emails, and they got me a great rate on my loan. I would definitely work with David and his team again!”

Aaron H.

“I have recently used Dave and Bay Equity to refinance two properties. In both instances, Dave's timeliness and attention to detail made the process much simpler than other experiences I have had with loan agents. I will certainly use Dave again in the future.”

John H.

“I had a very good experience with Bay Equity for refinancing my mortgage. I appreciated being able to easily sign the many required documents using "Docusign", a very efficient system. David and Buck were always just a phone call away to answer my many questions. I also appreciated their sensitivity and accommodating my physical challenges by providing staff that visited my home regarding documents. Clearly, they were up to the challenge to find me a mortgage that works with my income. I heartily recommend Bay Equity!”

Rita Y.

“David Ashburn came highly recommended to us by a friend who is in the Real Estate business. It didn't take long after our first contact with him to realize we'd be in very good hands with the financing aspect of our new home purchase. As often happens, our transaction was a mine field of unexpected twists and turns. Each time we encountered one of these oddities our first thought was to go to David and get his perspective on the situation, whether it be about the financing of our new home (which he was directly involved in), or not. His experience and reassuring manner helped us understand the situation, put our mind at ease and gave us hope the deal would eventually get completed, which it did. We know that behind the scenes there is a lot more going on than what we see and David worked tirelessly to make it happen for us. We learned a great deal throughout the process from him, and we will strongly encourage anyone looking to embark on a real estate transaction to have David on their team. ”

Bob & Mary Ann D.

“Thorough, efficient, punctual, professional, courteous. Always available when needed.”

David and Karen A.

“David Ashburn and team were absolutely fabulous as we navigated through our recent home buying purchase. We were pre-qualified and approved quickly. David and his team are true professionals. His calm demeanor helped us manage a stressful situation during a last minute glitch in the sale of our former home. Without a doubt, we highly recommend David Ashburn!”

Mike & Jean W.

“David Ashburn is the consummate professional! He was able to procure a loan for me when I didn't think it was possible. He is upfront, direct, and delivers in a no-nonsense manner. I have enlisted David's help in securing my initial loan and most recently a refinance. I would recommend David to all my friends. Thank you David.”

Mark M.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.