San Diego - Cal Pacific Branch
5080 Shoreham Place, Suites 105 & 204
San Diego, CA 92122
Sue Lemke & David Baum
We appreciate the opportunity to serve you and offer you our 50+ years of combined experience, knowledge, and wisdom. We recognize that home ownership has a dual role in our clients’ lives. The housing and mortgage markets are constantly changing but we are here to help you navigate the sea of change and find you the right loan.
As your mortgage lender, we will work with you and your financial advisors to help you acquire and manage your mortgage in a manner that makes sense to your financial goals. This holds true whether you are a first time homebuyer, a move-up buyer, a downsizer, an investor, or an aging-in-place senior looking to stay in your home long term. We offer loans to meet your various needs: FHA, VA, Conventional, and Jumbo loans, as well as Reverse Mortgages, and some of the most innovative niche programs in the marketplace.
Yes, owning a home must make financial sense, but more importantly, home ownership is about “sanctuary.” We understand your home is where your family will live and create your most cherished memories that will last a lifetime. Our mission is to structure your financing so you can achieve your goals and enjoy those memories.
“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”