David Harding

Loan Officer

NMLS ID# 386055

2601 Network Boulevard
Suite 107
Frisco, TX 75034

I'm committed to client satisfaction, it drives me to work diligently on every loan. But my dedication is only part of the story. With over 20 years of mortgage experience and a thorough knowledge of mortgage lending, I can help you find a loan that meets your financial needs and get to closing on time. Whether you're referring a client or you're a homebuyer, I'm confident you'll appreciate what my team can do for you. We offer a wide range of loans and a variety of terms. We are well prepared to handle everything from complex financial situations with larger loan sizes to the first time home buyer. I am available to answer your questions throughout the mortgage process from beginning to end. So let's get started!


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.