We are San Diego and Del Mar


You've come to the right place for home loans. Whether you are purchasing a home or in need of refinancing, this branch of Bay Equity Home Loans is ready to help you through the process. If it’s just information you seek or you are ready to apply for a loan, our Loan Officers will assist you throughout the process.

At Bay Equity, we know how important each mortgage is to the borrower. We are committed to great customer service and focused on closing each loan on time. Welcome to Bay Equity Home Loans, “Your Home for Loans.”

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Home-buying by numbers

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Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.

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What’s your monthly payment?


Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Talk to one of our loan officers to get an official figure. We’re here to help.

Built on family and forward-thinking


Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.