Desmond Flowers

Senior Loan Officer

NMLS ID# 1216767

9931 Corporate Campus Dr.
Suite 2600
Louisville, KY 40223

With over 17 years of financial services experience and nearly 10 years of management experience, Desmond Flowers is passionate about delivering exceptional customer service to both clients and business partners. His motto is, “Treat every customer like family!”

Joining Century Mortgage in 2014 as a Mortgage Loan Officer Desmond quickly became a solid producer! He has vast knowledge of FHA, Conventional, VA, USDA, and KHC loan programs. He is licensed in 4 States including KY, IN, OH, and CO.

Desmond is originally from Paducah, KY where his family still lives but was relocated to Louisville in 2006 after spending 6 years in various cities throughout VA. He enjoys spending time with his wife and 2 children, playing golf, and reading. He has volunteered at Big Brother’s Big Sisters, Brooklawn, and church activities being very active in the community.

If you are looking to refinance or purchase a new home, please call Desmond Flowers, he would love to help!


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.