El Cajon Branch
1949 Monarch Ridge Circle
El Cajon, CA 92019
Thanks for visiting my web site.
As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.
The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.
Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.
You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.
“The Bay Equity team helped us get our perfect house! Fred Holsman was very professional and really friendly. He answered any and all the questions we had, any time of the day or week. We highly recommend Bay Equity if you want an excellent and efficient experience for purchasing your home.”
Jose & Carly G.
“The Holsman Team at Bay Equity in San Diego is absolutely exceptional. From the start of the loan application and throughout the process, the Team was in constant communication providing status updates and educating us on the process. The timeline was short and they delivered a quick turn loan for a bank-owned property. They know their business, have integrity, and treat you as a real customer which is unusual in this industry. We recommend them for anyone's next loan!”
Mike & Suzanne S.
“I'd like to thank you for all you and your team have done for me and my family. As you know this was our second loan in two years and also the nightmare we went through to get our first loan. I do apologize for the many times I called asking if everything was ok, but you and your team made it so easy, we kept thinking something was going to go wrong. I thank you for keeping us posted every step of the way and letting us know when things were happening, such as appraisals, underwriting and all the other items your team handled. Also I cant express how much it means that you either answered or responded immediately day or night to questions I had. I do, and will continue to highly recommend you and your team to all my friends and family. I look forward to doing business with you guys again.”
Chad & Nettie L.
“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”