5776 Stoneridge Mall Road, Suite 190
Pleasanton, CA 94588
With over 18 years of experience in the lending industry, licensed with the National Mortgage licensing systems (NMLS) the Bureau of Real Estate, Department of Business Oversight and Certified with the Department of HUD, Gina’s vision is to help each client achieve their personal financial goals by educating them throughout the loan process.
Gina understands the importance of continually educating herself and remaining updated within this ever changing mortgage industry and Real Estate Market. The ability to adapt to changes and share her knowledge led to her opening up her office in Pleasanton in 2015.
Gina has positioned herself to have key referral partners including top performing local Realtors in the Tri-Valley area. Her team has proven they have the experience to get the job done correctly the first time around.
Specializing in first time homebuyers, FHA, 203k rehab, VA, Conventional loans and all down payment assistance programs, including Jumbo loans, Refinancing and 2nd loans are also among her specialties.
When Gina is away from the office you can find her enjoying her family, friends and of course cooking.
“Gina and her team were a pleasure to work with. Thank you for all of your patience and for making our first home buying experience a great one! We couldn't have asked for a better lender!”
Michael G. & Karen F.
“Gina Cordero is AMAZING! This is my second home loan with Gina Cordero. She first worked with me 8 years ago with my first home purchase and remembered exactly who I was when I searched for her this year. She is the most savvy business woman in this market - I promise you that! She also is the most warm, welcoming, and family-like person who has the ability to put all of your thoughts or concerns into perspective and gives you clear insight and guidance towards understanding the home loan process. She's very dedicated to providing excellent customer service to her clients - the evening/weekend conversations and updates were so valuable and appreciated. Now, let's talk about timelines and closing - FAST & ORGANIZED! Her reputation is key as I feel this boosts you a stronger reputation as a buyer. People want to work with you because people want to work with Gina and Bay Equity. She has and will always be my source for home loans.”
“Gina Cordero did a fantastic job with the refinancing of my home. From the first email she provided me with detailed information of what documents she needed to get the process started. The online process through Bay Equity took all the stress and anxiety out of getting this done. The expedience of the entire process from start to finish (less than a month) is still astounding to me. Gina is a true professional and her expertise and ability to explain each step of the process made this the best experience for me. As a single person these endeavors can sometimes be overwhelming and very stressful and Gina took all of those emotions out of the process and for that I am extremely grateful. Thanks to Gina I now have only one mortgage payment each month. The savings each month was an unexpected bonus and I'm delighted to have had the pleasure of Gina's great knowledge and never ending energy to make this happen so seamlessly. Thank you Gina Cordero, YOU ROCK!!”
“We have used Gina 3 times now. 2 purchases and a refi. We have been so happy with her service and knowledge! Gina takes the time to explain everything (multiple times if necessary) so that it is easily understandable to people who don't do this every day. She was so great at providing different financial scenarios based on different purchase prices of potential new houses and different sale prices of our current houses. Gina is always very responsive and has called me several times from her vacations or on weekends because of where we were in the loan process - amazing! It is so hard to find someone you can trust these days and who really knows what they are doing but we found that in Gina and are so thankful!”
Kelly & Brad J
“I have worked with Gina Cordero of Bay Equity Home Loans for many years and, as a Realtor®, I appreciate having a reliable loan agent that I can refer my clients to. I recommend Gina with confidence, knowing my buyers will be well taken care of. She is efficient during the loan process while being empathetic to each buyer's individual situation - a rare mixture of qualities that my clients are grateful to have as part of their escrow process. She has the ability to calm fearful buyers and defuse anxious situations with her warm wit and humor. On many occasions, Gina has impressed me with her professionalism, service and especially her ability to close difficult loans. She has often rescued real estate transactions from other mortgage agents who could not complete the loan and, in the process, has enabled my buyers to purchase their home. Gina is a valuable component in my success as a Realtor® and a key element in my client's successful home purchase transactions. ”
Connie Cox, Legacy Real Estate and Associates
“Gina did my first mortgage in 2010 for my house in Livermore and then did my refinance in 2012 before I sold that place. She recently did my mortgage on my new place in Emeryville and got me a great rate. Very happy with her over the years, high level of customer service. ”
“Gina is amazing! She helped me and my wife through buying our first house. She was incredibly patient because, of course, my wife and I had no idea what we were doing. She took the time to call us when it was convenient for us to talk and go over everything. And then she promptly answered all of my emails with the questions I had. Then, once everything was ready to sign, she invited us to her office and sat down with us for the entire time as we signed every document and answered every question we had in easy to understand language. Then, a year later she follows up and calls me and says that we can refinance and save some money. So we go through the entire process again and again, she is nothing but a saint. Every question, every email, every phone call is answered promptly and with infinite patience. And then when we are ready to sign, she again invites us to her office and even provides snacks for my wife and I. She even had toys for my two year old daughter to play with! Gina is simply the absolute best. I cannot possibly recommend her enough! ”
“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”