Heather Simpson

Junior Loan Officer

NMLS ID# 1394680

12724 Gran Bay Parkway West
Suite 410
Office 458
Jacksonville, Florida 32258

Thanks for visiting my web site.

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Need some help?

Here you’ll find a number of different downloadable PDFs, PowerPoints and other important documents to help make your loan process that much smoother!

Upcoming events

Homebuyer Seminar

Homebuyer Seminar

When: 6:00 p.m. - 7:30 p.m.

Wher: 13241 Bartram Park Blvd. Ste. 113 Jacksonville, FL 32258

What people are saying

Heather was a pleasure to work with. She was helpful and great at communication.
- Alexis, Jacksonville FL
During closing time, we had some needs to close earlier than originally planned for, and Heather got us an appointment with the title company when it seemed that none could be found. She also worked patiently around a closing appointment cancellation we initiated (due to an unforeseen job meeting my wife had) and was still able to help us close early. Great job Heather!
- David, St Augustine FL
All the support and the promt attention that Mrs. Heather gave us. She is a great person.
- Andres, Jacksonville FL