With over 30 years of combined Mortgage Lending experience, The Herschede Team is the best choice for a truly personal and unique experience when buying, or refinancing, a home. Our mortgage team strives to create the best possible outcome for each client, each family, and each business partner relationship that we establish. We are a family here at Bay Equity Home Loans, and we want you to feel the same level of compassion, kindness, and service that you would receive from Ghandi or Mother Theresa, if they were a Mortgage Lender.