Herschede Team

NMLS ID# 211628  

With over 30 years of combined Mortgage Lending experience, The Herschede Team is the best choice for a truly personal and unique experience when buying, or refinancing, a home. Our mortgage team strives to create the best possible outcome for each client, each family, and each business partner relationship that we establish. We are a family here at Bay Equity Home Loans, and we want you to feel the same level of compassion, kindness, and service that you would receive from Ghandi or Mother Theresa, if they were a Mortgage Lender.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Talk to one of our loan officers to get an official figure. We’re here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.