Charlotte, NC

Let’s talk! Contact me now




Let’s talk! Contact me now




252-423-6263
Ian Smith

NMLS ID#1465241
Phone: 252-423-6263
E-mail: ismith@bayeq.com

Charlotte Branch
6000 Fairview Road, Suite 1200, Offices 1117 & 1120
Charlotte, NC 28210

Ian Smith

Loan Officer

A home purchase is probably one of the biggest financial decisions you'll ever make. That's why I'm committed to personally guiding you through every stage of the mortgage process. 

You can rely on me to assist you with home financing that provides lasting affordability and value, and to work hard to address your needs effectively while closing your loan as quickly as possible. I also believe that mutual respect and trust is the key to building lasting relationships with borrowers and business associates alike. 

Before entering the home loan industry, I graduated from University of North Carolina at Charlotte with a degree in Business Administration and Marketing. A native of Charlotte, I've lived here in North Carolina for 27 years. When not assisting customers with their home loans, I enjoy skiing, exploring the state, and traveling. 

252-423-6263

Let’s talk! Contact me now




252-423-6263

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.