Prompt responses, always felt comfortable asking a million questions. Very thorough and very knowledgeable and realistic in terms of rates.


Adam H.


Jay Johnston

Senior Loan Officer

NMLS ID# 149795

F:
(203) 413-5630
A:
65 LaSalle Road
Suite 309
West Hartford, CT 06107

I have been a loan officer since 1998, and while I have seen many changes, one thing remains the same, my driving desire to help people and families find the right mortgage that will make a house their home. I am dedicated to providing comprehensive and exceptional service, starting with mortgage planning and education and continuing well beyond the closing. Importantly, I am available around your schedule, not when business hours dictate.

I grew up in a blue collar town in Central New York, and I feel that environment molded my work ethic and my understanding of the value of superior customer service. My wife and I moved our family to Connecticut in the late nineties and soon thereafter I began my mortgage career. I write mortgages throughout Connecticut, most extensively in New London and Middlesex Counties. I am fortunate to work in my community, and my new clients are referred to me by former clients, area realtors, and local attorneys. I believe that these referrals are a result of the care and effort I put into every transaction, and I look forward to the opportunity of proving that to you!

I am dedicated to helping you with all of your home mortgage needs. The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

mortgage
affordability
refinance

Home-buying by numbers

$
$
%
%

Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.

$0PER MONTH

What’s your monthly payment?


Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking


Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.