Bay Equity Home Loans Grand Junction CO | Mortgage Lender James Pulsipher

Grand Junction, CO

Let’s talk! Contact me now

Let’s talk! Contact me now

James Pulsipher

NMLS ID#237744
Phone: 970-242-7000
Mobile: 970-261-7000
Fax: 970-245-4152

Grand Junction Branch
700 Belford Ave
Grand Junction, CO 81501

James Pulsipher

Regional Manager

CO-MLO #100018747

In 2014, James Pulsipher celebrated his 20 year anniversary as a mortgage loan originator. With prior experience in processing and underwriting, James has built a purchase focused business platform that is entirely relationship and referral driven. Knowing that the key to success is in building a quality team and excellent system.

In addition to origination, James is the Regional Manager for Bay Equity's Mountain region.

James consistently ranks in the top 1% of originators nationwide and is approaching $2 Billion in career production. His hands-on approach in mortgage lending has helped contribute to his record of 99% approvals. James' impeccable reputation and attention to detail keeps customers coming back time and time again.

“We are so incredibly grateful for your excellence in your service! It’s always been incredible on each and every purchase as you work with your team and their gifting’s!! What a family you have!! Thank you for fighting for us!!! Much Much Love from The Wards!!!”

R. Ward

“James did a great job. He and his team communicated clearly throughout the process and made it easy on us. They operated with integrity. I would highly recommend him.”

Michael D.

“Great service! Not only smooth in the closing process but above and beyond what we would normally anticipate from a lender. Chris Potter had mentioned his comfort level with the entire group involved in this process and we agree. This has been a stellar demonstration of how the process should work. Never a moment in which we as the buyers were concerned that any of the principle players did not have our well-being in mind as an integral part of a successful endeavor. Many thanks to you, sir for covering that potential gap of funding. We understand the circumstances that led to it and very much appreciate how you reacted to those circumstances.”

Robert R.

“I clicked on a property I was interested in on Zillow, and was extremely fortunate to be introduced to James. James Pulsipher and his team were awesome to work with. They were on top of all the information the needed from me and definitely are TOP NOTCH when it comes to VA financing and getting me a good rate with an affordable mortgage. I HIGHLY RECOMMEND everyone to look James up for their financing needs. You will Not be disappointed.”

Brent C.

“Excellent loan service by James and his team - on the ball from start to finish - he opened our loan and closed on our new home within 3 weeks!! My hubby and I would highly recommend James at Fidelity - he ROCKS!”

Angela S.

“James and his staff made this entire experience very smooth and hassle free. They were very efficient and knowledgeable and I would highly recommend them.”

Thad S.

“Working with Fidelity Mortgage was a great experience. They made the process simple and easy. James & his team kept in great touch with us and responded within minutes anytime we had a question. We were able to send the requested documents to them through their floify portal by simply uploading was quick and secure. We really appreciate the dedication and great communication we received. James is extremely professional and great at what he does! They have really streamlined their process and made us feel comfortable and well-informed. We highly recommend James Pulsipher and his team!”

Ryan L.

“James has provided help with every aspect of the purchase and refinance of my home. He has been thorough, quick, and responded to all my questions (as well as my families). I'm provided a team that works on my loan and who are also very receptive to any question I may have. With no reservation, I recommend James and Fidelity Mortgage. ”

Jan B.

“James and his team made the process easy, simple, and enjoyable. We knew what to expect the whole time and if something came up where we had questions, they were a phone call or an email away to explain things. Usually I could get ahold of someone immediately but on the very rare occasion that I needed to leave a message, I would hear back right away. Tanya even reached out to an insurance agent on the weekend to make sure we were getting the best rate and ease one of my concerns. Lorrie was always there to let me ask questions and she always had the answers. James did our closing, and it was fun, lighthearted, and accurate. I can’t say enough good things about James, his team, and Fidelity. This was our third time working with James, and we will not use anyone else. He, and his team, are the absolute best!”

Tyler & Beth B.

“James was so helpful, answered all our questions in terms we could understand and he would meet with us even if just for 5 minutes just to answer a couple questions. Helped explain why we were better off to use VA loan vs Others, there aren't enough good things to say about James. Thank you!”

Cody & Amanda C.

“Easiest, fastest, and most pain-free lending experience. James is so efficient. His entire team functions at the highest level. The document portal James uses makes the lending experience transparent and easy to follow. ”

Zacharia L.

“We had a pre-approved mortgage fall through 12 days before closing. James and his team were able to get our mortgage done in 6 days to save me from losing my home. Please use him he is amazing.”

Joshua B.

“James was simply amazing. He was the third lender that we applied with and the only one that offered and recommended the USDA home loan. The entire process was so easy and stress free thanks to him and his very helpful team. This was our first home and did not know what to expect. James was very thorough explaining what we needed to do and when to do it. The online document portal was very easy to use to submit all of our documents. James and his staff were very efficient and quick their correspondence when replying to any questions that we had. I totally recommend using James at Bay Equity, Fidelity. I cannot say enough to express how grateful we are with their service. ”

James W.

“From my first contact with James, I received exceptional and thorough service. Contact started while I was still living in Washington state via email and by phone. James provided the guidance and knowledge I required in order to make my home purchase as smooth as possible even though we had some road blocks due to required income documentation that I did not have immediate access to. And at a time I did not have access to my on line banking James was able to assist in acquiring that required information too. Although James is an extremely busy man, I felt he personally cared for my successful purchase and I would recommend James and the Fidelity team to anyone. ”

Gloria A.

“James has helped our family in more ways than he could ever imagine. Our dream was to be homeowners, and from day one James had faith in us and helped us in every way possible to achieve our dream. His responsiveness was above and beyond, his follow through is also amazing and most of all, his knowledge is incredible. He taught us how to prepare for a mortgage and how to get approved, and he helped us through the entire process. We couldn't have found a better person to help us open this new chapter in our lives. We would not have our own place to call home without James!”

Danielle M.

“I have closed on 11 loans now with James since 2000. Some were new purchases, some were refinances. Everyone has been a great experience! I look forward to our next transaction! ”

Jason S.

“James and his team were wonderful! Totally professional and immediately responsive to everything. I received emails and callbacks all times during the day and evening and even on the weekends. James was thoughtful enough to email me after closing (while on travel) to make sure everything went smoothly. I will recommend James and his team to everyone I know in the future. ”

Michelle G.

“James and his team are AWESOME!!! It was all a matter of me getting them the documentation they needed and after that it was smooth sailing at every milestone from beginning to end, it was very reassuring knowing from the beginning that we were approved through underwriting with the exception that nothing changed and re- verifying everything. James really stood up to his reputation as one of the best if not the very best in town. Thank you so very much! ”

Zacharia A.

“James was purely professional and his staff is too! I highly recommend James and his Staff , they were able to refi my 20 year old mobile home into a lower rate with cash out and less fees! My family is so grateful to have done our loan with James and his staff! ”

Jeff and Brenda D.

“James and his team were extremely helpful in our first home buying experience, they always followed up with questions, matched competitors with lending services, and worked with us and our schedules. Would highly recommend Fidelity to anyone. ”

Lucas F.

“James made the home buying adventure easy, smooth and seamless with his expertise and responsiveness. He answered all my questions quickly and thoroughly. Its obvious he is an expert in what he does and it honestly made the whole transaction painless. I really like that e-signatures were available for everything up to the date of closing and the electronic document portal that he utilizes is user-friendly and incredibly convenient. I recommend James to everyone! ”

Mary B.

“I had a great experience with James and his team. We were able to get a great rate and cut years off our mortgage. The process was very smooth and I love how you upload documents to a portal. This made it so you can be involved in the process as well as being kept up to date.”

John M.

“I had tried with my former mortgage holder to refinance. After three months I was turned down because of the condition of my roof. I wanted the refinance so I could repair the roof. It became depressing. A good friend recommended James to me. I explained My situation. James found a solution to my problem. I closed within a month with James help. Thank you James. ”

Stan N.

“I have used James for years with multiple purchases and he has always demonstrated the utmost professionalism. I will only use Fidelity because of James timeliness, attention to detail and ease of going through a home purchasing process.”

Linda H.

“We were referred to James by a local realtor. She told us "James is the best!" She was right. There was no obstacle too high, no corner he couldn't turn. Even with a couple surprises thrown in near the closing date he was unflappable. He pulled it all together and our closing went perfectly. We will refer James to anyone we know needing a mortgage or to refinance their current loan. Thanks James and the Fidelity Team!”

Teri T.

“Excellent experience with James and Fidelity. This is my fourth transaction with Fidelity and the service has always been excellent. The communication throughout the process was very good, including the emailed video clips informing you of next steps in the process. The realtors involved and the title company were all very complimentary of Fidelity Mortgage, stating that this was one of the smoothest transactions/interactions they have ever had with the mortgage company. They are the best in Grand Junction.”

Kevin G.

“James is so amazing! This is the second time he has helped me buy a house and I just love the commitment and service he gives to his clients! No matter the question I emailed him, he would answer right away and completely. He is extremely knowledgeable on all sorts of loans and is such a great resource on anything you don't understand or are wondering about! I will never use another lender as long as he and Fidelity are around!”

Callie B.

“James Pulsipher and his team were amazing. He was very professional and a class act. I think what I was impressed with most was you never had a long wait to get information or the process done. I would/will refer James to anyone I know who was serious in buying a home.”

Jack R.

“THE BEST! I was referred to James and his team by several people. They all said "if anyone can get you approved it would be James at Fidelity Mortgage" BUT BUYERS BEWARE... once you are approved they send you a coffee mug... just one more thing to pack. I wish they have have sent a moving truck? I highly recommend James at Fidelity mortgage.”



“Just wanted to thank you for making the home buying process as easy as possible. Your reputation is such that it seems as soon as realtors know YOU pre qualified us, they line up knowing it's a done deal. You're the best.”


“I was treated with the utmost respect from James and those who work with him at Fidelity. They took the time to walk with me through all the paper work, emotions, fears and accomplishments. Thank you to everyone who helped me with this milestone in my life. You are amazing!”


“Keep doing what you are doing. Service is great and who could ask for more. You are always my "shining star." ”

Kathy (Realtor)

“James is always on top of everything!! He went to the buyer's home to have them sign to make it easier for my buyers because of his busy schedule! They were very pleased with his knowledge & ideas that he would give them to make their decisions.”

Barb (Realtor)

“James was wonderful to work with, he is very kind, organized, and helpful! He made this experience great for me! ”


“My experience was amazing and so smooth with James, I will most definitely be sending my friends and family to him in the future.”


“You & your team truly exceeded my expectations! We had a VERY short time frame to close this house. I can't believe how FAST you got the appraisal done and underwritten, everything went SO SMOOTHLY... or at least you made it seem that way. I can't thank you enough for what you did for my client!”


“Easiest approval process we have had! Everything was very straight forward.”


“Fidelity mortgage came to our rescue after having nothing but hassles with another lender. They expedited our loan quickly and professionally and now we have a great home to show for it.”

Brian H

“Being a first time homebuyer was made easy and a joyful experience. Everyone in the office was so pleasant and I sure feel like they all went out of their way to make it go as smoothly as possible for me. They were fast and efficient in all they did.”

Renata Muniz

“Extremely organized and painless all the way through! I have every intention of using James and James alone for any future needs.”

Cory Black

“At the last minute when an outside hurdle came up, James responded with a solution before I knew the problem!!”

Jim Brunswick (Realtor)

“I needed to close quickly and for a home out of town, they managed to get everything completed and any issue that came up they were right there to help me get through. ”

Jennifer Eddins

“I was a bit nervous to start the buying process thinking that it would take forever and require extensive searching for years of past paperwork. When I met with James for the first time, all of those worries were gone!! He was amazing! The entire process was smooth and professional! I couldn't be happier! ”

Andrea Blaney

“James Pulsipher is a lender who works very hard for his clients and collaborates with others in the Grand Junction real estate community. He responds to emails or phone calls and strives for accuracy. When I have worked with him, I could recommend him to my buyers knowing that they could get the loan information they needed in a timely and reliable fashion.”

Davienne Jacobson Broker Associate at Bray Real Estate CO

“Dear James, Kim, and mortgage team. All of you clearly define professionalism, organization and even manage to keep everyone on track! Anyone I encounter that is looking for any sort of loan or mortgage help, I refer them to Fidelity Mortgage! Thank you all again for your hard work.”


“Yourself & all your office crew made the whole process go so smooth. The closing was even fun! Also the added info you have sent out just like this e-mail proves to be useful. Thanks for everything & I will keep in in mind when I need a fax or any info or a referral to you.”


“Fidelity was a wonderful company to service my loan. The employees stayed on top of things through the entire process which allowed me the freedom to work knowing they had my back. Everyone from the front desk to the back offices was friendly and helpful. I felt as if I was the only customer. Fidelity has my recommendation and I will use them for my next purchase! Thanks James, Kim and Tanya!”