James Stipp

Senior Loan Officer

NMLS ID# 19514

3151 Beaumont Centre Circle
Suite 325
Lexington, KY 40513

With a degree in Economics, Jim tends to take the long view of the financial markets that impact a client’s home value.

“When I started here in 2003, the US was going through one of the biggest housing booms in our history. And then, just like that, we were in the middle of one of the worst real estate busts. If there’s one thing I’ve learned is that circumstances are impermanent. It’s best to take a long view of the road ahead, instead of looking too hard in the rear view mirror.”

Jim Stipp joined Century Mortgage in the Lexington office in the spring of 2003 as a loan originator.

Jim likes to teach his clients about the complete process and how many people are actually involved in getting to the closing table. Seeing a young family purchase their first home, or seeing a family as they grow older and getting into their dream home, has been a welcoming sense of accomplishment for Jim.

In his life at work and away from it, he has found the most enjoyable times are giving his time and energy to help people in need and to the betterment of the community. He is a US Marine veteran and served his country, learning the importance of service at a young age.

He is now involved in a Homeless Feeding Program in the center of Lexington every Tuesday night no matter what the weather is outside. This group normally feeds from 100-150 people each night and those who receive the meals are always so grateful. He has continued with this work for over eight years now and has made Tuesdays his favorite night of the week. He has also worked on planning projects for the Lexington Rescue Mission in which their work focuses on getting people off the streets, giving them a place to live, and teaching them job skills so they have the best chance to get a job.

Service is the foundation of Jim’s work and life, and is always available to his clients and business partners at all times of the day and night. Call him when you’re looking for a partner with a servant’s heart to walk you through the mortgage process.


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