"Jeff and his team are always so great to work with. This is our second time working with them...We won't go anywhere else"

Published By: Matthew B.

Jeffrey Chrast

Area Sales Manager

NMLS ID# 400101

7955 Stone Creek Drive
Suites 20 & 30
Chanhassen, MN 55317

Thanks for visiting my web site.

Buying a home is one of the biggest financial decisions that many people make in a lifetime. In my nearly 20 years of combined real estate and mortgage experience, I have worked with countless homebuyers to help them purchase a home, refinance their current mortgage, or purchase their dream lake home or cabin.

I entered the mortgage industry shortly after I graduated from Saint Cloud State University in 2000. I am an expert in- but not limited to - Conventional, FHA, USDA, and VA loans.

Because of Bay Equity’s in-house loan processing, underwriting and closing, I can offer clients the best service possible. Through Bay Equity, I can offer you a wide array of loan products so we can find the program that is perfect for you and you unique situation. I have an experienced team to address and resolve any unforeseen issues that arise - 7 days a week and we pride ourselves on our outstanding customer service.

Buying a home is always exciting and sometimes stressful. My team and I would love to walk you through the process step by step. Our singular focus is getting you happily settled in your new home- smoothly and worry-free. The first step is giving us a call.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.