"John is a dedicated, knowledgeable and courteous professional . His attention and advice throughout the loan process was invaluable”

Published By: Chad L.

John Castilone

Senior Loan Officer

NMLS ID# 148406

4040 Del Prado Blvd S.
Cape Coral, FL 33904

“Throughout my 17 years in the mortgage industry, I have come to discover that the home loan process needs to not only have a solid, streamlined workflow and rely on a backbone of personalized customer service, but also , it is crucial that it be an engaging experience for all parties involved. My team here at Bay Equity uses the perfect combination of experience coupled with dedication to excellence, to make this sometimes otherwise stressful business, a positive and upbeat experience. I take pride in knowing that my clients can feel the difference when they work with our team. Growing up in Western New York, spending many great years in Minnesota and then relocating to Florida, I believe I have a well-rounded understanding of how to combine good business practices, outstanding customer service and how to make you feel comfortable and appreciated throughout the loan process. My goal is to have you feel as though you have acquired a trusted adviser (or friend) as well as a mortgage professional. When I am not helping my clients with their goals, I can be found enjoying all that Florida has to offer with my family. Beaches, boat and Harley rides, fishing, working out, sporting events, exploring Florida’s parks and wildlife and much more.

Above all, it is my top priority to ensure that my clients are educated about every step of the loan process and that they know every detail of the loan transaction. I find it crucial to cultivate an informed client base so that smart decisions continue to be made within the mortgage industry. Therefore, I spend a large majority of my time keeping myself in tune with current mortgage trends and products, lending best practices and partnering with the best realtors in the area.

Another point of pride I found here at Bay Equity, is that as a company they are just as dedicated to giving back to all those who serve our nation and our community as I am. It is a great feeling to work with a company who holds the same values as I do. Bay Equity plays a significant role in my partnership with NAHREP and has helped prepare me to serve on their Board Of Directors in Cape Coral/Fort Myers as someone who can make a difference in the community. Bay’s focus on helping our neighborhood heroes is also extremely important to me. We are able to help support and give back to those that serve us in the military and in our communities with our Giving To Heroes program.

When you decide to join me in the Bay family, you not only gain access to the best loan programs in the industry tailored to each individual, cutting edge technology to keep things simple, but also a professional who is dedicated to your dream of home ownership. If you are in Minnesota or Florida, and looking to purchase a new home, refinance, if you are a seasoned investor or dreaming about building and starting from scratch, my team and I are here to get you home.”


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Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.