Mission Viejo, CA

Let’s talk! Contact me now




Let’s talk! Contact me now




949-637-7754
John Rainey

NMLS ID#269293
Phone: 949-637-7754
E-mail: jrainey@bayeq.com

Mission Viejo Branch
27401 Los Altos, Suite 260
Mission Viejo, CA 92691

John Rainey

Loan Officer

With almost 20 years of experience in the mortgage industry, John Rainey has empowered thousands of clients to achieve their life dreams. John provides full concierge-style mortgage consulting and is committed to guiding clients through every step in their journey to home ownership.

From an early age, John learned the value of being a team player. Born and raised in California, John went from playing football for Laguna Beach High School and Saddleback College before earning a full scholarship to Wingate University where he served as Captain of the Offensive Line and earned a bachelor's degree in Communications.

John approaches mortgage solutions the same way he learned to approach team sports -- with an understanding that it takes hands-on leadership to coordinate the winning team needed to achieve a higher goal. It is this steadfast commitment to clients and the ability to leverage the strengths of his full-service team that John brings to Bay Equity Home Loans.

From application to funding, John firmly believes in providing exceedingly high-quality personalized service. He spends the time necessary to fully understand a client's financial goals in order to secure the best mortgage product to meet those goals. In addition to delivering expert advice, John enhances his services with cutting-edge technologies and works daily with his team to ensure the loan closes smoothly and on time.

A true believer in the "givers gain" mentality, John dedicates his time not only to his clients, but also to organizations near and dear to his heart, such as the VA Long Beach Healthcare System and the Salvation Army's H.O.P.E. Village Program.

In his free time, John enjoys hiking, traveling, and exploring local culture with his wife, Jazmin.

949-637-7754

Let’s talk! Contact me now




949-637-7754

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.