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“Truly this has been a great experience working to get my home refinanced. I had worked with a few loan officers in the past but by far, Josh is a person that really knows what he's doing. Throughout the process, Josh was always keeping me informed of the status of my application. He was always very attentive with any paperwork that was needed to keep the application going. I enjoyed working with him and recommend his services. He truly cares about keeping the customer happy. ”

– Georgina G.

“Josh Shinkle was great, he was attentive, quick and pleasant to work with! He was always available when we had questions or concerns even on weekends. We were hesitant to refinance, but Josh made it a quick and painless experience. We highly recommend Josh! ”

– Diana L. & Ethan W.

“Bay Equity LLC would not make an impression on us if Josh Shinkle had not been the person we worked with. From start to closing, Josh has been there not only as our loan agent, but our adviser on what is best in the long term. In the process of financing our home, we experienced many stress factors, yet Josh alleviated some of those by sharing his experience with us. We highly recommend Josh Shinkle at Bay Equity LLC without any reserve. ”

– Thien V.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

– Melissa L.

Josh Shinkle

Josh Shinkle
NMLS ID#1176205


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