Steamboat Springs, CO

Let’s talk! Contact me now




Let’s talk! Contact me now




Kathryn Pedersen

NMLS ID#223884
Phone: 970-761-2245
Fax: 970-245-4152
E-mail: kathryn@fidelitymtg.com

Steamboat Springs Branch
465 Anglers Drive, Suites 2B
Steamboat Springs, CO 80487

Kathryn Pedersen

Area Sales Manager

CO-MLO #100033811

Kathryn Pedersen, a Colorado native, has over 15 years of lending experience in all facets of lending.  

She has earned the Colorado Certified Mortgage Broker designation, as well as multiple honors received from the Steamboat Springs Board of REALTORS.

Her local experience gives her an understanding of Steamboat's unique real estate market.

Kathryn's genuine sincerity and concern for your needs, will ensure your mortgage experience is smooth and your expectations are exceeded.

Voted Best of the Boat for Best Mortgage Broker in 2012, 2013, 2014, 2015, 2016, and 2017.

“I was a first time home buyer and Kathryn and her team made the process SO EASY! She was with me every step of the way and answered every question I had! Kathryn never made me feel as if she didn't have time for me, Kathryn and her team are always attentive and make the experience very personalized. You can tell they care! ”

Corri B.

“Kathryn and her team are the best: personable, professional, knowledgeable, efficient, and experts when it comes to mortgages. Communication was always clear and precise and they were able to expedite the close of our loan so our buy and sell coordinated perfectly. She comes highly recommended from several real estate agents in the community.”

Jacob R.

“My experience with Kathryn was very good, at first I was thinking is this the best move forward, in choosing this firm to help me be a first time home owner? But after I met with Kathryn all my doubts and fears were out the door. Kathryn was right there in knowledge, standing, explaining everything in detail. She wasted no time in moving forward and ensuring that I understood everything that was required of me. A great loan officer to work with and I am thankful that Kathryn was that person I work with to make sure that I became a first time home owner. Thanks a million times.”

Marcia M.

“Kathryn Pedersen continues to perform well above expectations in any transaction I have conducted with her. As a RE Pro for 10+ years in a resort community, her clientele matches that of mine and she tends to excel in the upscale, 2nd or primary home market. Having made 2 other attempts to refinance a home unsuccessfully in a challenging market, Kathryn came through because of hard work and determination. If you are an investor and deal with multiple companies and K-1's, she can pour through documents and decipher complicated paperwork to determine the best scenario for borrowing money in real estate transactions. She and David Reece have proven over and over that they are the best pros in Routt County plus they are truly fun to work with. ”

Joy Rasmussen

“It is very hard to select just three attributes that best describe Kathryn. The mortgage business has changed greatly over the last five years- but through its challenges, Kathryn is a lender that can get it done- if it can be done. Kathryn is excellent assisting first-time homebuyers, as well as those whom have bought and sold several times over. She also consults with "would-be" buyers who need to do “some things” to position themselves to be able to buy. Along with her integrity & high work standards, you will find that she is quite enjoyable to work with!”

Marci Valicenti

“Kathryn is a thorough, efficient and effective mortgage broker who I have worked on real estate deals with many times. She is one of the brokers I refer buyers to regularly and she has never let me down. I can confidently recommend Kathryn for her professionalism, diligence and knowledge of the business; and as a bonus, she is a joy to work with. ”

Robert Yazbeck

“Kathryn has always been professional and honest when working with my clients. She has a wealth of knowledge when it comes to the mortgage business. I highly recommend her.”

Meg Firestone

“Kathryn has helped multiple real estate clients of mine successfully navigate the extremely confusing and stressful mortgage process, culminating in the purchase of their homes. From FHA financing to traditional mortgages, she is an expert! She brings a warm personality that puts people at ease. She and her team are on top of every detail and they are great communicators, keeping all parties informed at every step of the process. She has made deals happen that I didn't think were possible. I would highly recommend Kathryn to anyone looking to purchase a home in Steamboat Springs, or elsewhere.”

Traci Smith

“Kathryn exhibited all of the above qualities in helping us to obtain a construction loan and helping us to manage the loan which built our very "green" straw-bale house. She is a good communicator as well, and we are following her to complete the next stages in our house financing process. ”

Leslie Lovejoy

“I have had the pleasure of working with Kathryn on several occasions and have always found her to be detail oriented and a pleasure to work with. I like recommending my clients to Kathryn who is excellent at explaining the various options available as well as the lending process. Kathryn has the knowledge and takes the time to find the perfect product for my clients needs. I need to have the ability to recommend a mortgage expert who will be patient and diligent when working with my clients. Kathryn is exactly this person and I know that by recommending her the result will be a favorable reflection on me. ”

Ulrich Salzgeber

“Kathryn is a highly qualified professional who understands the mortgage business. Her knowledge of the mortgage business is beneficial to both her clients and the real estate broker. I trust her completely. ”

Loui Antonucci

“Kathryn is one of the best Loan Officer I have ever worked with. She is detail oriented and has great follow up. I like her style and her customers like her too. ”

Stan Urban

“Kathryn has helped us through our past re-finance process on our home and she was quick, easy to work with, and got the job done quick! Thank you and I would recommend you pick up the phone to call Kathryn for all your mortgage and financing needs. ”

Tyler Jacobs

“Kathryn is a true professional and is a pleasure to work with on real estate transactions. Her knowledge base and attention to detail are values we all appreciate when taking a client through one of the most important transactions of his/her life. She is extremely thorough and efficient. I have referred several clients to her, all with great results!”

Angela Ashby

“Kathryn is very efficient, knowledgeable, and professional. I refer many clients to her for financing solutions.”

Michelle Avery

“Kathryn is a caring and thorough professional. From the little guy to the big company, she provides the best of the best service.”

Mary Alice Page-Allen

“We cannot say enough about Kathryn's skills as a mortgage broker. We have purchased two homes under Kathryn's guidance, and on each occasion, she has provided excellent customer service, and attention to detail. The advice she has given us on the topics of loans, credit, refinancing, and the housing market in general is invaluable, and we know she always has our best interest in mind. We would recommend Kathryn to any of our friends and family as a solid professional to do business with. ”

Stephanie Einfeld

“Kathryn is and always will be my mortgage lender! She is professional, efficient, friendly and an expert in her field. After two smooth home purchases with her guidance, I wouldn't place my trust in anyone else to get me through the process. She truly cares about her clients and I highly recommend her to anyone looking for a trustworthy lender who will get the job done right!”

Mandi Rossbach