Kathryn really cared about our best interests. She gave very valuable advice and we will continue to use her in the future.


Kathryn Pedersen

Area Sales Manager

NMLS ID# 223884

1169 Hilltop Parkway, Suite 206B
Steamboat Springs, Colorado 80487

CO-MLO #100033811

Kathryn Pedersen, a Colorado native, has over 20 years of lending experience in all facets of lending. Her local experience gives her an understanding of Steamboat's unique real estate market.

Kathryn's genuine sincerity and concern for your needs, will ensure your mortgage experience is smooth and your expectations are exceeded.

Voted Best of the Boat for Best Mortgage Broker for 6 years running.

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Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.

What people are saying

Kathryn made every step of this process quick and easy. Thank you so much Kathryn!
- David, Steamboat Springs CO
Kathryn & her team made this process a pleasure and facilitated with ease -we are so glad we were referred to Kathryn & will be referring to her in the future!
- Meggan, Steamboat Springs CO
We had a great experience working with Kathryn and her team!
- Blair, Steamboat Springs CO
Kathryn Pedersen and her teem especially Rachelle Summers were really excellent Throughout the entire process. She was very supportive and answered all of our questions. They were incredibly helpful and allowed us to navigate the process with ease.
- Jessica, Steamboat Springs CO
Very professional, worked very hard to make me and my wife's dream a reality.
- Shawn, Hayden CO

Need some help?

Here you’ll find a number of different downloadable PDFs to help make your loan process that much smoother!