"Kim was on top of everything. Turn-around is personal, fast and exceptional!


Sandra - Borrower 2020


Kimberly Pedersen

Branch Manager

NMLS ID# 304315

A:
950 Hough Avenue
Suite 110
Lafayette, CA 94549

Before entering the home financing industry, I sold real estate for some of the largest brokerage firms in the Bay area. With this background, my career change to a Certified Mortgage Planning Specialist has enabled me to provide stress-free experiences to clients purchasing or refinancing a home.

It's a pleasure to serve the community where I've raised my family for the past 16 years. While working with me, you will be guaranteed a loyal partner who's invested in your long-term financial success, committed to meeting your unique needs, and is compassionate to your distinct goals. As a certified mortgage planner, I will keep you informed regarding monthly mortgage industry changes and interest rate fluctuations.

The quality of services I offer is demonstrated by my passion to listen and understand your unique needs, whether you are a first-time home buyer, refinancing, or purchasing an investment property. After attentively getting to know your long- and short-term objectives, I will recommend the financing strategy that best fits your needs and adds value to your life plan.

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Home-buying by numbers

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Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.

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Built on family and forward-thinking


Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.