Laura made the transaction easy for me given difficult circumstances. This is the second time I've worked with her and highly recommend her!


Dana F.


Laura Emery

Loan Officer

NMLS ID# 856568CO-MLO# 100509202

In the State of Massachusetts I originate loans in the name of Bay Equity Home Loans.

I have been a loan originator with Village for almost 10 years. I cannot say enough about the hard work, dedication, and customer service that our Village family provides. My main goal with each of my clients is transparency. I want my clients to truly understand the loan process so they have a smooth and timely experience with us – whether someone is a first-time home buyer or a seasoned homeowner looking to refinance.

I understand that each client has a unique situation with specific needs, and I am always ready to listen and help. Most of my clients and referrals over the past several years reside in Massachusetts, but I now offer my services throughout my home of Colorado, and in Florida as well. In my free time, I love to hike with my husband and my toddler, Kaya. I also love watching football. I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

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Home-buying by numbers

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Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.

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Built on family and forward-thinking


Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.