Del Mar, CA

Let’s talk! Contact me now

Let’s talk! Contact me now

Liliana Riquer  & Omar Michel

NMLS ID#290649
Phone: 858-200-3858

Del Mar Branch
445 Marine View Avenue, Suite 200
Del Mar, CA 92014

Liliana Riquer & Omar Michel

Liliana Riquer
Senior Loan Officer | NMLS ID#290649
Phone: 858-200-3858
Mobile: 619-571-3219
Fax: 619-374-7476

Omar Michel
Senior Loan Officer | NMLS ID#398944
Phone: 619-370-0889

As a lending professional at the CalPacific Branch of Bay Equity, I am dedicated to helping you with all of your home mortgage needs. 

The housing and mortgage markets are constantly changing. I will help you navigate the many mortgage loan options and find the right loan for you and your family. Whether you are buying or refinancing, building your dream home or buying your first home, together we will explore your many options to make sure you have the best loan and the best rate.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

Bay Equity Home Loans is a direct lender with local processing and in-house underwriting. Additionally we can broker to more than 50 mortgage lenders which gives us a unique ability to give you even more financing options. 

What sets me apart?

What sets me apart is my personal attention to your details and providing you with a specific strategy for a mortgage loan tailored to fit your needs and give you a competitive rate at the same time! Plus Bay Equity and I are committed to make sure my clients and business partners' time frames are respected. We all work together to close your loan efficiently and ON-TIME!

Also please listen to my Mortgage Tidbits on the Radio 1040 AM - Todo con Candy


Let’s talk! Contact me now

“We just wanted to say a big thank you for all the great communication during this transaction. As veteran agents in this market I have to admit that we sort of groan when we see a buyer using an out of area lender. It just is not usually very successful. However, you have kept us in the loop and been super proactive when we wanted you to know how much we appreciated it! Looking forward to closing the loan and we will pass your contact info along to our colleagues as a lender who really gets the job done with great communication.”

Michael L. - Big Block Realty

“Liliana and Team: Thank you for all the hard work!!!! We know getting our loan was harder than most but you guys are a great team and we felt very supported throughout the process, we really appreciate everything you did for us.”

Miguel and Aiko S.

“From the beginning I felt like I was in good hands with the quality of support I received from you. If the opportunity ever comes up again, I would not hesitate to choose you again.”

Letty O.

“You know, having worked with a couple of big financial institutions just before you, gives me the chance to truly appreciate you guys even more. You made the whole transaction and its transitions feel so smooth and remarkably efficient - it was a breeze the way this refi was handled! I'd definitely recommend you guys as I always do. Thank you, thank you, again and again... have a pleasant day!”

Boris C.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.