Irvine, CA 92618
Mark is my name, customer service is my game!
It all started in January of the year 2000 when second mortgages were the hot item and first mortgage interest rates were in the mid 7%'s. But at the end of the day, my clients had a goal to buy a home or to cash out of their home. Over 14 years later, I am still in the business and have never got out of it. As they say, "only the strong survive." I attribute my tenure to my dedication to customer service and the relationships I have developed over the years. I have seen the good, the bad, and the ugly in this business and it has taught me a lot. All I can say is that I am glad to see rates where they are today, and with more lenient guidelines around the corner, I am excited for the years to come in this industry.
I was born and raised in Southern California, and today I raise my family here. However, for a few years, five and a half to be exact, I spent my college years in Arizona attending ASU as well as NAU. So I am a Sun Devil as well as a Lumberjack. I guess I have one on each shoulder.
I am fortunate to have a wonderful wife, Dana, and my amazing son Brennan. Besides my clients, they are the reason I work as hard as I do. I do consider my clients family and if you were to ask any of them, they will tell you the same.
An important key component to my success, is of course my staff. Another part of the family, and the group of people I spend my most time with away from home. Our Branch here at Bay Equity goes above and beyond to help every client, as well as to help each other. I care for them all and I am thankful to have them on my team day in and day out.
I will leave you with this... "Let's do some loans!"
“After my initial meeting with Mark, I felt that he was sincere and fore coming with the information and answered my concerened questions. I did feel like I can trust him with our refinancing, and undo what the previous agent did. Even though it was a bit hard, Mark and his Team got the job done. It is hard to find a person like Mark that really cares about his job and especially his clients. Mark has gained my trust and will continue to do future business with Mark and his Team.”
“When I started my Home Loan with another company Mark still reached out to me a couple times a week asking how things were going, it got to the point where I dropped the other company because of lack of communications, Mark was always communicating either by email or phone daily giving me the status of my loan, something I had asked for from the previous lender and didn't get and he even improved my rate over the other guy. If I ever need another Home Loan, NO DOUBT IT IS MARK MALMBERG, I really can't say enough good things about these two professionals.”
“Mark was highly referred to me by my sister. My home loan refinance was a breeze and he led me every step of the way. He was on top of every detail quickly. I am happy, happy, happy and would recommend him to all my friends and family. I am so glad my sister gave me the referral.”
“Mark is extremely knowledgeable and helpful. Throughout our entire process he always kept me in the loop and was always available and willing to answer all of my questions. He took me through all of the various options that were available to me for my refi and helped me to pick the best loan for my particular situation. I will continue to refer Mark to anyone I know looking for a loan because I know he will provide exceptional service!”
“Mark worked with me for several months through a very tricky refi. He took the time to thoroughly explain every step throughout the entire process. VERY knowledgeable and VERY helpful!”
“I worked with Mark Malmberg to refinance our home. Mark was up front with everything. He was very knowledgeable & professional every step of the way. If I had any questions, Mark always returned my calls and made my refinance quick and painless. Thanks Mark!”
“Mark is the epitome of a mortgage broker! He offered sound, professional advise, kept me advised of all things happening during my VA ReFi, and knows his business! Motivated, knowledgable, and a great businessman. I would highly recommend him for all your home loan, equity, or refinance needs. Look him up, he's the best in the business.”
“I had the pleasure of working with Mark on my HELOC refi on my home. From start to finish everything happened on schedule and as discussed. I couldn't more highly recommend Mark Malmberg for a home loan - and know I have a long time relationship with Mark and his team. Thank you!”
“I was fortunate to work with Mark Malmberg in refinancing my home mortgage. Mark was the consummate professional. He made himself available for all my inquiries. He provided me with the tools to complete the process. I recommend Mark, highly, without reservation.”
“Mark gets a 5 star rating from me on my recent mortgage re-fi experience with Bay Equity. His customer service was light years beyond any of the major lenders I have dealt with in the past owning several homes. I would definitely recommend and consider them in the future. Maybe, next time for a reverse mortgage”
“I have worked with a lot of lenders but this guy was incredible!!”
“Mark was excellent! He was very knowledgeable, professional and easy to work with. He provided information, answered my questions and then gave me room to make my decisions. I never felt pressured while knowing he was there if I needed additional information. I was so impressed with him and the Bay Equity team that I asked Mark to handle loan transactions for me three times. It was so convenient to return to a company that I could trust, had an efficient track record and simplified the process because they had my documents on file. If I need mortgage loan servicing again. . . it's Mark and Bay Equity!”
“Mark's great! I detest the Patriot Act (a nice idea but horribly implemented), otherwise I could not have had a better refinancing experience.”
“Mark Malmberg did a fantastic job executing a refi of my mortgage. This is by far the best experience I have had getting a loan. Mark presented options and then answered our question promptly. He then kept us up to date on the progress and worked through any complexities that arose. I can highly recommend Mark and his team with no reservation.”
“Mark did a nice job of recommending, executing, following up on, and closing our Reverse Mortgage project, on time, and as-quoted. If he were in the Navy (as I once was) he would earn a 3.80 for his performance.”
“Mark stepped in to save a transaction and did a fantastic job! I will use Mark from now on. Thank you to Mark and all his staff.”
“I had a great experience working with Mark after numerous problems with other lenders. Mark was available to answer questions and communicated every step of the way. I would highly recommend Mark to my family and friends. He has earned my future home loan business.”
“This is our second time working with Mark and we could not be happier with his service. Very knowledgeable and takes the time to explain each step in the process of closing a home loan. I would highly recommend Mark to any of my family or friends. If you want fast, reliable, an honest mortgage broker you wont be disappointed with Bay Equity and Mark Malmberg.”
“Mark Malmberg impressed me from start to finish! As a Realtor never working with Bay Equity, I was skeptical that they could handle our fourteen day escrow period. We had a phone meeting on day one to coordinate our game plan...Mark delivered on every promise, stuck to our timeline, and closed on time. He is easy to reach via phone and email and takes great care of his clients. Mark has earned my business moving forward!”
“Knowledgeable, trustworthy, great communication skills. I will recommend him to my friends.”
“Mark and Bay Equity worked hard for us and did a great job on our refinance. We would highly recommend them.”
“I recently had my home refinanced through this company. I found them just by doing an internet search and calling around eliminating companies based on what information I was given during our conversation. I initially spoke to an employee at Bay Equity who was very forthright, honest, and showed me proof of what he was stating he could and could not do as well as explained every option he could think of. Due to circumstances my application was eventually taken on by Mark Malmberg. He quickly became familiar with my application and continued the same upfront dealings that I had come to expect. I was kept up to date on every step and every option was discussed with me. He even helped me get over some hurdles that I needed to clear up to even qualify for the loan. It's not an easy thing to deal with a company blindly as in finding them on the internet. Thanks to Mark, it was a successful experience and I would recommend Mark and his company to anyone looking for an honest business and business man.”
“I talked to a lot of other companies - Mark Malmberg really stuck with me and worked hard to get a loan done for me. I could not have asked for better communication or more support. This was the best home loan experience I've ever had . The team worked hard and were extremely flexible as we worked through what was NOT the most straightforward loan. I would recommend Mark to anyone looking for a mortgage broker - and will definitely work with him the next time I need mortgage assistance.”
“Mark and his team are very responsive and understand complex borrowers and make things happen. I highly appreciate their service and attention to deal! I would recommend their services.”
“Before I use Bay Equity, I shopped around for rates and reliable services. Mostly, I got tired of people reciting scripts at companies like Quickenloans (AVOID AT ALL COST) or loan consultants that were not knowledgeable at all. I strongly recommend Bay Equity in Costa Mesa because Mark was extremely resourceful and willing to work with me through all the process. I had several questions and he would always return my calls and emails with straight and professional answers. I have got and refinanced loans before, and this was my best experience thus far.”
“Bay Equity is a superb mortgage company. My rep, Mark Malmberg, and staff could not have been more pleasant, professional and courteous. They followed up quickly on all my questions and guided me through the entire process. I could not have asked for a better team or company. I recommend Bay Equity without reservation. They clearly are that good! ”
“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”