Del Mar, CA

“Michael came highly recommended by a friend who'd just been through the first-time home buying process. Like them, my husband and I weren't knowledgeable about the ins and outs of realty. Michael assisted us with kindness and attention as we successfully secured a loan and bought our house. Since then, we've worked with him twice to refinance. Every time we've worked with him he's treated us with dignity and has spent countless exchanges on the phone and by email explaining the process to us in ways we could understand. I couldn't be more pleased and impressed with his attitude and ability to help us achieve our goals swiftly, despite our changing life and work situations. Whether you are a high-dollar buyer or a family looking for a cozy place to call home, he will deliver. Thank you Michael!”

Emily T.

“The loan refi process takes guidance and coordination consistently. Michael and his team exceeded our expectations for complete and total execution. Thanks Michael and team!”

Bill P.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.