Glenwood Springs, CO

Let’s talk! Contact me now




Let’s talk! Contact me now




970-456-4821
970-456-4821

NMLS ID#339742
Phone: 970-456-4821
Mobile: 970-309-2911
E-mail: mpicore@bayeq.com

Glenwood Springs Branch
1319 Grand Avenue
Glenwood Springs, CO 81601

Michael Picore

Area Sales Manager

CO-MLO #100033209

Thanks for visiting my web site.

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

Ranked 249 in National Mortgage News "Top 400" Producers in the United States
970-456-4821

“Michael Picore was great! We could not be more pleased. A "local banker" recommended Michael Picore stating he was the "Expert" for our loan. Michael and his staff made the process seamless. Fantastic!”

Carol R.

“Michael and his team made a very intimidating experience of buying a new home smooth and easy to understand. We originally tried to work with an online lender and luckily our real estate agent pointed us in his direction. As soon as we switched the whole process became much easier, friendlier and smoother. He is extremely knowledgeable and found us a really great rate. We are so grateful that we found a home in this beautiful valley and had the privilege to work with Michael.”

Sarah L.

“I've known Mike for many years and always knew that when it came time for me to buy a place that I wanted him to be my lender. Mike, Katie, and Jackie made the process easy and much less intimidating. Questions and concerns are always handled quickly and professionally. I would recommend Mike to anyone looking to buy or refinance!”

Katie M.

“I had accepted a job offer in Glenwood Springs in May 2016. Purchasing a home was top priority and Michael Picore facilitated the process with such ease...I had almost thought it was too good to be true...but here I am in my amazing condo and I couldn't be happier. He is the definition of a true professional.”

Michelle Z.

“The application and forms process went very smoothly. Since I had experienced a terrible time just two years ago when I used another lending operation, I was suspecting the worse. Instead what I got was the best. Wonderful people to work with, professional, fast and alert. Could not have been better.”

Jim G.

“Michael and his team made everything easy to understand and were without a doubt, the most knowledgeable lenders we talked to. Thanks for everything!”

Peter D.

“I am on my second home loan process with Mike and I can't say enough about him. He is diligent, helpful and patient. I ask a lot of questions and he is always there to answer in a way that is accessible and helpful. I would recommend him over and over again!”

Rose B.

“Mike and his team made the lending process extremely easy and I would recommend Mike to anyone looking to purchase or review their home. Process was fast and seamless.”

Elise G.

“Mike was prompt, knowledgeable and made the entire process a breeze. He took the time to call each week with updates on the process so I never had to wonder. Would definitely work with Mike again or recommend him to a friend.”

Jared P.

“The entire process was wonderful. From day one, we felt informed on what was taking place during the process. When we had questions, emails and phone calls were returned promptly, which is not the case with past lenders we have had. Working with Mike truly felt we were working with family.”

William B.

“I went through Mike for a refi and wish I'd done my original mortgage with him. He works incredibly fast, answered my rookie questions, and I got the best deal around.”

Amber R.

“Mike is honest and will help you with this very important decision. He listens and will work for your best interest always. This is the third or fourth time we've used him, and have recommended him highly to our family and friends, who have also used him and were very pleased.”

Jennifer Z.

“Mike was very helpful on every aspect of the loan Always keeping in contact to see if if everything was was going well. We started our loan process in late March and were told the loan would probably close in late May. Closing was. right when it was predicted everything went smoothly.”

Lance P.

“Working with Michael Picore has been a pleasure in the multiple loans we have used. He was very knowledgeable and knew all the answers. Thanks to him and his team we had a smooth process!”

Amber D.

“Mike Picore is top-notch in his industry and has always been so knowledgeable, helpful and easy to work with. He has done three loans for us now and has always stayed on top of all of our paperwork and kept us informed about interest rates as we were trying to lock in our loan. I would recommend him in a heartbeat to anyone who is looking to buy a home or refinance.”

Jennifer L.

“Simply put, Mike knows the mortgage industry and how to get people approved. I worked with him on a deal that had some non-traditional aspects. Mike knew various options to get the deal done. He and his team were great to manage the paperwork and guide me through the process. Can't say enough positive things.”

Michael S.

“Our loan was admittedly complicated and required tons of paperwork but Michael and Katie went above and beyond to make sure everything went smoothly!”

Phillip R.

“Michael came highly recommended by my agent. He is wonderful. Took all the time I needed to answer questions and had ways to make sure I got approved for the house I wanted. Even when I was starting to get really frustrated with the process, he was always there to explain every detail. He, and his assistant, are really professional and friendly.”

Marcia J.

“Michael was so great to work with. Did a wonderful job on our refinance and would definitely recommend him to my friends! Thanks again Michael and great job!”

Martin M.

“I have done 2 mortgages and a refinance with Michael since 2011. I can't even describe how smooth and perfect he does with lending. I loved that he saw the potential with my wife and I that we were excellent buyers with our first single family home. When the rates dropped for that home he called right away to see if we wanted to refinance, which of course, made sense saving us a few hundred dollars a month on our house. I was very impressed with his service and customer focus and everything was seamless. With our second home purchase, I knew who to call. Again, excellent service and the process went even quicker. I will keep on using Michael in the future knowing he is there for us and always lowing he is looking out for his clients.”

Daniel N.

“Mike was referred to me by one of my friends and I am so thankful. I have heard from other people that buying a home was extremely stressful and very difficult. Working with Mike made my experience completely opposite from that. He was very knowledgeable, responsive, and walked me through the entire process. I was always aware of what was needed and if I had any questions he would take the time to help me. By working with Mike I always felt like a priority and not just another client. It is very understandable why he has such a great reputation in our valley and I will refer him to anyone that wants to buy a home. Thank you for making my home buying experience a good one!”

Jessica K.

“In the past several years I have used Mike to help me with several home loans. With the complexity of owning your own business it is crucial to get the right lender. Mike has been resourceful and helpful in every loan he has done for me. I know in a lot of cases mortgage companies will just ask you to send item after item without explanation. With Mike he walks through the whole process step by step and gives you honest feedback. I highly recommend him for any loan and I will continue to use his company in the future. Thank you Mike for always being creative and getting our loans done for the past 10 years!”

Justin H.

“Thank you so very much for all of your help in securing my loan for my new home here in Glenwood Springs, CO. You and your team were organized, thorough and professional, as well as kind which made all of the difference in my interactions with your team. I put my trust in you and you most definitely came through! Thank you for your patience as well as treating me as people rather than just home loan customer. My hats off to you and your team!”

Paul N.

“I have done several mortgages over the years with Mike. Mike and his team are awesome! Buying a new home is always a stressful matter. Mike always asked for documents well ahead of time so there are no surprises, always putting you and your family at ease. I remember my first mortgage with Mike, we did it via telephone, internet, and overnight mail. If I didn't understand Mike was always just a phone call away. Everything was explained fully to our satisfaction. This has led to a very good professional relationship with him and his Team. If I needed another mortgage, right now, I'd pick up the phone and call Mike. I value mike's professional guidance very much. For my wife and I there is no other mortgage lending company that we would deal with. So if your in the Glenwood Springs, CO area and need a GREAT mortgage lender, do yourself a great favor and call Mike. You won't be sorry.”

Terry F.

“I have done several mortgages over the years with Mike. Mike and his team are awesome! Buying a new home is always a stressful matter. Mike always asked for documents well ahead of time so there are no surprises, always putting you and your family at ease. I remember my first mortgage with Mike, we did it via telephone, internet, and overnight mail. If I didn't understand Mike was always just a phone call away. Everything was explained fully to our satisfaction. This has led to a very good professional relationship with him and his Team. If I needed another mortgage, right now, I'd pick up the phone and call Mike. I value mike's professional guidance very much. For my wife and I there is no other mortgage lending company that we would deal with. So if your in the Glenwood Springs, CO area and need a GREAT mortgage lender, do yourself a great favor and call Mike. You won't be sorry.”

Terry F.

“We tried a mortgage broker first. He accomplished nothing. Then we met Mike. He got the work done, knew the answers to our questions, and was a pleasure to work with. What a difference the right lender makes!”

Delphine J.

“Refinanced my home through Michael and his team. Not my first refi, but definitely the smoothest I've been through. They have the process dialed in. Documentation processing was very efficient, and communication was great. Highly recommended.”

Scott H.

“Michael is a great loan officer. He asks for the documents to ensure that you have a solid loan but he knows what to ask for so that you're gathering materials a minimum amount of times. I would highly recommend Michael. We've done one purchase and two refinances with him.”

Colin Q.

“I am one to take advantage of low interest rates and have refinanced at least a half dozen times. This was by far the easiest and most painless process to date. His online communication, and document delivery system was a breeze to use. My biggest pet peeve, is when I get asked for different items at different times, that was not the case with Michael, he knew what was needed and asked for everything at the beginning, and 4 weeks later I signed the closing docs. Would highly recommend to anyone looking to refinance or purchase a new home! Unfortunately, I don't think I'll need to use him again anytime soon unless I sell and buy a new home as he got me such a great rate...”

Sean D.

“I hate anything to do with mortgages-All the paperwork you need, the signing, the dotting of 'i's and crossing of 't's and every step to get there can be daunting. But, obviously, you have to do all these things to get a mortgage or a re-fi like we did. Mike and his team were there the whole way. They were always happy to help and were very diligent about keeping us informed and on track. Sometimes we'd miss an email and he'd send a text to remind us about something or inform us about a change, or a document he needed. I'd recommend this this team to anyone.”

Judith R.

“We have worked with Mike twice now, and each time he and his team have excelled in customer service. Mike is one of those people that I can call or email with a question, and even when it doesn't pertain to him or his business he will offer advice or suggestions to help us make a good decision; I have never had to question Mike's knowledge or his ability to put me first. He genuinely cares about our success and that is what makes him so successful at getting the job done.”

Ronda R.

“I tried to do a refinance with Mike about a year ago but my property value was just a little too low. He said back then that he would touch base with me when he thought values had come up a bit and try to do the refinance again. Sure enough he called me, and said he thought the value would be there, and he was correct. I just closed on my refinance with him and it went extremely well, and it was exactly what I wanted. Not only was it a quick and easy process, but he and his team were extremely efficient, and kept me informed and up to date on the progress. I got a great rate, and I'm thrilled with my refinance. The process was so efficient, and Mike and his team were just an absolute pleasure to work with. I would (and already have) recommended others to go get their financing through Mike and Bay Equity - they are terrific!!!”

Amanda W.

“Michael and the team at Bay Equity in Glenwood Springs are friendly, experienced, and thorough. Michael worked to find me the best possible mortgage rate and everyone on the staff offered support from pre-qualification until closing day. When I was overcharged for an appraisal, Michael immediately refunded the amount and dealt with the appraiser directly. Thanks!”

Wes B.

“Mike help me navigate the process of financing my 1st home, his knowledge and willingness devote his time made it a very comfortable process. I had a short timeline to work with, and he stepped up to the plate. Mike made sure he was always on top of deadlines and keeping me in the loop. Since then I decided to refinance with him and lower my interest rate, saving me about $40,000 over the life of the loan. If you want a smooth transaction, I highly recommend Mike Picore!”

Trever C.

“As a Roaring Fork Valley real estate agent, I've had the opportunity to work with many of our local lenders over the years. This gave me an informed perspective. So when it was time to finance my own home, Mike was hands down my first choice. Ask anyone who works with him including the majority of local real estate brokers and title company agents, and they'll say he's one of the best in our valley. My husband and I experienced the same professionalism, patience and knowledge that I've seen Mike demonstrate with all of his clients. First time homebuyers should feel comfortable reaching out to him, he'll be patient and calm through the whole process. For those with more unique real estate situations, feel confident that his creativity and resourceful approach will take care of all your needs.”

Ingrid W.

“Being a single mom in the Roaring Fork Valley of Colorado is very daunting when it comes to buying a home. Michael at Bay Equity worked with me from the beginning to the very end. As a first time home buyer, he was very approachable when I needed simple questions answered regarding the loan process. Buying a home isn't easy and it's one of the bigger financial decisions we have to make at some point in our lives but Michael made the process a very timely and smooth process. I will definitely use him when the time comes to re-finance.”

Marcia J.

“I have purchased several homes in the past, but have never had a more pleasant buying experience than this one with Michael Picore at Bay Equity in Glenwood Springs, CO. Michael is not only a very friendly and personable gentleman, he is at the top of his game in the Home Buying & Mortgage Industry. He is efficient and fast, and let me know almost immediately after I completed his easy Online Application whether or not I would qualify for a Home Mortgage, and what it would take for me to close quickly. Our Loan closed at lightening speed after we sent all required documentation to Michael and his amazing team at Bay Equity. The entire team working with Michael kept me up to date daily on the process and even sent me great online videos that explained the agenda & process. I also received fun goodies from them in the mail! The thing I will remember the most about Michael when thinking about my closing, is his awesome smile. He was so happy that he was able to help me buy my dream home. The entire closing process was not only pleasant and smooth, it was fun! Michael had this comforting smile on his face during all the paperwork signing, while he explained in detail each document I was signing keeping me well informed and calm during the process. He really cares about his clients, and it shows! I can't be more satisfied with Michael Picore and this Home Buying experience. If you are in the market for a Home Mortgage or know someone who is, and you want the best? Forget the rest, & contact Michael Picore FIRST--he is the very BEST! Thank you Michael, we appreciate you and your team! ”

Gina W.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.