Gunnison, CO

Let’s talk! Contact me now

Let’s talk! Contact me now

Michelle Phelps

NMLS ID#794009
Phone: 970-642-3477

Gunnison Branch
114 N Boulevard, Suite 204
Gunnison, CO 81230

Michelle Phelps

Loan Officer

CO-MLO #100020572 

Michelle Phelps has been a mortgage loan originator since 1994. With prior experience in virtually every phase of mortgage lending, Michelle has the industry knowledge to walk you through your mortgage process easily. All of Michelle’s 20 years of experience have been in rural mountain resort areas, giving her a greater understanding of the Gunnison Valley’s unique real estate market.

Michelle is able to assist everyone from the first time homebuyer with a government loan to the multi-million dollar second home buyer.

Michelle prides herself in offering sound financial advice and guidance to all borrowers. She believes that it is not her job to sell a loan to a borrower, but rather explain all of the options fully and guide the borrowers to the best decision for them.

You are invited to apply online or contact Michelle to set up an appointment. Either way you will receive Michelle’s immediate and personal attention. 


Let’s talk! Contact me now

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.