-Tony Robbins

Mike Harms

Loan Officer

NMLS ID# 488803CO-MLO# 100508532

7075 Campus Drive
Suite 102
Colorado Springs, Colorado 80920

Thanks for visiting my web site.

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.

What people are saying

Very responsive and on top of things
- Terri, Monument CO
Mike is an absolute professional. He will work night and day to make sure everything is in order to close on time. Anyone who has the opportunity to work with Mike is in for a great.
- Matthew, Colorado Springs CO
Mike helped us purchase three properties and made the experience very understanding and easy. We would highly recommend him to anyone and we would do business with him again.
- Michael, Colorado Springs CO
Mike is very knowledgeable and did a fantastic job on our complicated buy. Super impressed with his service. Highly recommend!
- Mark, Calhan CO
We were difficult customers with several different loan type options and choices. Mike was excellent to work with and took the time to explain everything! Always available for questions! Great choice for all your mortgage needs!
- Bridget, Peyton CO

Need some help?

Here you’ll find a number of different downloadable PDFs, PowerPoints and other important documents to help make your loan process that much smoother!