The loan was cleared to close weeks early...smooth transaction.

Renee V.

Mike Shain

Loan Officer

NMLS ID# 776638

(508) 473-6804
154 West Street, Unit 1
Milford, MA 01757

I have been in the mortgage industry for the past 27 years and have extensive experience helping borrowers finance and refinance the homes of their dreams. I am a graduate of the Massachusetts School of Financial Studies and founder of Thanks To Yanks, a non-profit organization to support our military families. I also organize the annual Milford Pumpkin Stroll.

I believe in helping educate borrowers about the home buying process and throughout the year, I present several seminars including home buying boot camp, understanding your credit scores and how to maximize your VA home loan guarantee benefit. I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

Upcoming events

FREE Virtual Homebuyer Bootcamp Boot

FREE Virtual Homebuyer Bootcamp Boot

When: 1/28/2021 6:30pm - 7:30pm


Are you considering leaving your rental behind and becoming a homeowner? At this seminar, you’ll learn crucial information about the home buying process and you'll leave with all the necessary tools you need to get started on your search. » The importance of good credit » Finding the right mortgage loan program for you » The benefits of being pre-approved » What mortgage programs oer no and low down payment options » Understanding loan to value and debt to income ratios Buying your home is likely the largest and most important financial commitment you will make. Buyers with the latest information will be more successful in the ever-changing real estate market. PRE-REGISTRATION IS REQUIRED. Email Mike at to register. The link for the virtual event will be sent to you the day before the class.


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.