We are Mission Viejo


We serve our Southern California clients from our office in beautiful Mission Viejo. Our branch provides you with the best service, cutting edge technology, and the loan products you need to give you the confidence to make the right decision for your goals.

We have the options you need:

  • as a first-time home buyer
  • if you need a jumbo loan to move to a larger home
  • a senior who needs to move to a smaller home or get a reverse mortgage
  • refinancing your current mortgage
  • purchasing or refinancing investment property
  • if you have a complicated situation requiring a cross collateral loan
  • if you are a business owner who needs alternative qualifying options
  • if you are a foreign national buyer
  • and, if you need advice from a mortgage loan professional about your specific situation

We would love to have the opportunity to help you with any of your mortgage needs. Please call, text or apply online.

Our amazing team


John Rainey
John RaineyBusiness Development Manager
Tara Kobzeff
Tara KobzeffProcessing Manager
Sandy Hixson
Sandy Hixsonshixson@bayeq.com
Garrett Stoffel
Garrett StoffelMarketing Associate
Anna Frazer
Anna FrazerLoan Processor
mortgage
affordability
refinance

Home-buying by numbers

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Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.

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What’s your monthly payment?


Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Talk to one of our loan officers to get an official figure. We’re here to help.

Your In-Person Appointment


Coming to our office for an appointment? Check out these directions and tips.