Patti Matta is top-knotch, a person of integrity, and a true expert in the Mortgage profession


Dede M - Zillow Testimonial


Patti Matta

Senior Loan Officer

NMLS ID# 256791

P:
858-309-9008
M:
619-990-8825
F:
858-761-0278
A:
4909 Murphy Canyon Road
Suite 510
San Diego, California 92123

The housing and mortgage markets are constantly changing and require a steady and experienced adviser. As a lending professional at Bay Equity, I am dedicated to helping you with all your home mortgage needs.

I have 25 years of experience, and whether you are buying or refinancing, buying your first home or building your dream home, I will help you navigate the many options to find the right loan for you and your family. I have developed many strong relationships in my career because I’m committed to my promise.

My promise is to give you my personal attention to your details and provide a specific strategy for a mortgage loan tailored to fit your needs in addition to giving you a competitive mortgage rate.

We provide a wide array of mortgage choices including:

  • First-Time buyer programs
  • Fannie Mae and Freddie Mac,
  • Government Lending (FHA, VA, and USDA),
  • Investment property lending
  • Jumbo options including interest only
  • Expanded loans – bank statement programs & asset depletion
  • I also offer over 20 years’ experience in manufactured home loans!

When I’m not working on your loan transactions, you can find me on long strolls with my black labs affectionately known as, “the girls” Lexi and Brandi!

What people are saying

Patti makes everything GREAT! I am a 3 time returning customer over the last 5 years. She is very knowledgeable, professional, pleasant, fast to follow up, easy to get a hold of, patient and detail oriented, making her awesome. Side note - I was referred by a friend and past customer of hers, and I drive past her office all the time but WE HAVE NEVER MET in person. Literally did the loans via the web/phone/email and a notary to make it legal. Pretty cool, like Patti!
- Gene, San Diego CA
mortgage
affordability
refinance

Home-buying by numbers

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Your monthly mortgage
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Need some help?


Here you’ll find a number of different downloadable PDFs with important information I want to share with your about mortgage loans, rates, and home ownership!