Plainfield, IL

Let’s talk! Contact me now

Let’s talk! Contact me now

Paul Pratt

NMLS ID#216371
Phone: 815-600-0009

Plainfield Branch
2011 South Route 59
Plainfield, IL 60586

Paul Pratt

Area Sales Manager

Thanks for visiting my web site.

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.


Let’s talk! Contact me now


“As a first time home owner, we heard numerous stories of the loan process being just short of awful and we were very nervous going into this process. We knew absolutely nothing about obtaining a home loan and Bay Equity and Paul Pratt made the process very easy. He responded quickly, never showed frustration with the tons of questions we had and made sure we understood what was happening, each and every step of the way. Thank you Paul Pratt & Bay Equity!”

Danielle G.

“Our home buying experience started off terrible. After a year of paying off debt to be able to qualify for the purchase price we wanted, we thought we were finally good to go. The perfect house came on the market in our price range and we asked our mortgage broker for a pre approval letter so we could put in an offer. After him telling us everything was fine, he then started giving us the run around. After three weeks I decided to call an acquaintance I went to high school with. He was able to get us a pre approval letter the day I called him. The day we put our offer in on the house, they had just signed a contract. We decided to build a house instead. Within those two weeks, our new mortgage broker decided to change companies. I felt lost and not sure what to do, and then we received an email from the office manager of the company named Paul Pratt. He immediately picked up right where we had left off. From that day forward the mortgage process was so easy. I loved the ease of communicating via email. He would email the information he needed and I would send it. He answered any question I had, in a timely manner. Paul went above and beyond for us, and even was able to save us a ton of money in the end. If anyone is looking for a dependable person to get the home of your dreams, he is it. Thank you Paul Pratt!!!”

Trishelle H. & Luka M.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.