Los Gatos, CA

Let’s talk! Contact me now




Let’s talk! Contact me now




408-426-5875
Penny Doubek

NMLS ID#203281
Phone: 408-426-5875
Mobile: 408-472-8640
Fax: 408-317-0460
E-mail: penny@bayeq.com

Los Gatos Branch
16795 Lark Avenue, Suite 101
Los Gatos, CA 95032

Penny Doubek

Regional Sales Manager

Mrs. Penny Doubek and her team joined Bay Equity Home Loans in 2016. Prior to that Mrs. Doubek was at W.J. Bradley for 7 years. Team Doubek started in an executive suite with 4 employees and has expanded production throughout the Bay Area to become one of the top 5 producing areas, with offices in Los Gatos, Morgan Hill, Salinas and Carmel. Before that, she served as VP at Bank of America in the San Francisco market with Team Doubek originating $100 million in residential mortgage loans.

Penny's proven understanding of the mortgage industry is built on a keen and constant awareness of the lending environment, coupled with her ultimate passion for people-first and foremost. Whether guiding a first-time homebuyer, coaching a new mortgage professional or opening a new branch, Penny’s focus is always on the individual, the team and their connection. With a business model principled in relationship building, she has clearly demonstrated that listening is as important as doing when it comes to decision-making. Making the dream of home ownership a reality, leading a Monday motivational call, coaching the top 3 agents across the company-it’s a typical day for Penny.

Since 1985, Penny has been structuring home financing to meet the needs of homeowners across changing economic landscapes. In every role throughout her mortgage career, she has sustained the ability to fully comprehend both the operational components and sales activities that drive results. As a mother of three with a devoted husband, she embraces the concept of home as it relates to family and lifestyle. She understands that a house is more than a few walls with a backyard, but a place where memories are made, futures are planned and the gift of the present can be appreciated. 

Whether you are a current homeowner seeking strategic guidance, a first-time homebuyer wondering where to start, or an industry peer ready to be inspired again, Penny is pleased to serve as your trusted industry professional.

Los Gatos Branch
16795 Lark Avenue, Suite 101
Los Gatos, CA 95032

Morgan Hill Branch
320 Digital Drive
Morgan Hill, CA 95037

408-426-5875

Let’s talk! Contact me now




408-426-5875

“Penny and her team at Bay Equity helped me secure a first mortgage and LOC with terms that far surpassed my original mortgage broker! Penny and Diana were extremely responsive - staying in step with me through the entire process - and accommodating my schedule and preference for communications. They were clear with what to expect and delivered on exactly what was promised. We were actually ahead of schedule for the close and every step along the way her and Diana explained quickly and clearly what and why I was needing to obtain a document or docusign something. I would never consider going elsewhere and I would recommend her without hesitation.”

Dennis K.

“Penny and team made our first house buying experience wonderful. Team has great knowledge about your requirement and starting from gathering information to final disbursement of mortgage funds the overall process was managed professionally. My wife, son and I are so excited to have our 1st home in USA and Bay Equity made our dream come true. Penny and team you are simply best and a big Thank You.”

Vivek S.

“5 stars because not only did I have no issues the whole process of buying a home, but it was made so easy for me. Penny called me before she sent any documents over to explain what she'd be sending over and give me step by step instructions on what to do. I also called her multiple times to ask Qs about the market or advice on how to make an offer more appealing and she was very honest and really makes herself available to her clients. I recommend working with Bay Equity and Penny.”

Shannon N.

“There are no better people to get home loans from than Team Doubek! The loan process was easy and Penny and team guided me every step of the way. No Stress, great service and I made some friends in the process. Thanks Penny!”

Sandra F.

“Clear, Friendly, Fast - An Incredible Experience! Penny and her team helped me secure a first mortgage and LOC with terms that far surpassed my original mortgage broker! Penny and Diana were extremely responsive - staying in step with me through the entire process - and accommodating my schedule and preference for communications. They were clear with what to expect and delivered on exactly what was promised. We were actually ahead of schedule for the close and every step along the way her and Diana explained quickly and clearly what and why I was needing to obtain a document or docusign something. I would never consider going elsewhere and I would recommend her without hesitation. :)”

Dennis K.