Los Gatos, CA

Let’s talk! Contact me now




Let’s talk! Contact me now




408-426-5875
Penny Doubek

NMLS ID#203281
Phone: 408-426-5875
Mobile: 408-472-8640
Fax: 408-317-0460
E-mail: penny@bayeq.com

Los Gatos Branch
16795 Lark Avenue, Suite 101
Los Gatos, CA 95032

Penny Doubek

Regional Sales Manager


Bay Equity Home Loans and the Penny Doubek team: Your experienced and knowledgeable Bay Area home mortgage experts.

With more than 30 years lending in the Bay Area and throughout California, Penny Doubek maintains a keen and constant awareness of the local lending environment. In addition to being a top originator, Penny is the South Bay Regional Manager, with offices in Los Gatos, Morgan Hill, Salinas and Carmel.

   
Behind that expertise lies trust – building long-term customer relationships through constant communication, honesty and education. Penny’s passion comes from knowing we help our clients reach their financial dreams and goals.

Penny’s team takes time to truly listen to each customer’s questions and concerns, and structures home financing solutions to meet every individual need.

With the team’s guidance, borrowers stay informed and confident confident through each step of the transaction.

As a devoted wife and mother of three, Penny knows the concept of home and family well. A house is more than a few walls with a backyard – it’s a place where memories are made, futures are planned and the present can be appreciated. 

Backed by Bay Equity’s state-of-the-art technology and stellar operations staff, Penny Doubek and her team are your reliable, accessible choice.

 
Whether you are a current homeowner seeking strategic guidance, a first-time homebuyer wondering where to start, or an industry peer ready to be inspired again, let Penny and the Doubek Team serve as your trusted mortgage lending professionals.

Los Gatos Branch
16795 Lark Avenue, Suite 101
Los Gatos, CA 95032

Morgan Hill Branch
320 Digital Drive
Morgan Hill, CA 95037

408-426-5875

Let’s talk! Contact me now




408-426-5875

“Penny and her team at Bay Equity helped me secure a first mortgage and LOC with terms that far surpassed my original mortgage broker! Penny and Diana were extremely responsive - staying in step with me through the entire process - and accommodating my schedule and preference for communications. They were clear with what to expect and delivered on exactly what was promised. We were actually ahead of schedule for the close and every step along the way her and Diana explained quickly and clearly what and why I was needing to obtain a document or docusign something. I would never consider going elsewhere and I would recommend her without hesitation.”

Dennis K.

“Penny and team made our first house buying experience wonderful. Team has great knowledge about your requirement and starting from gathering information to final disbursement of mortgage funds the overall process was managed professionally. My wife, son and I are so excited to have our 1st home in USA and Bay Equity made our dream come true. Penny and team you are simply best and a big Thank You.”

Vivek S.

“5 stars because not only did I have no issues the whole process of buying a home, but it was made so easy for me. Penny called me before she sent any documents over to explain what she'd be sending over and give me step by step instructions on what to do. I also called her multiple times to ask Qs about the market or advice on how to make an offer more appealing and she was very honest and really makes herself available to her clients. I recommend working with Bay Equity and Penny.”

Shannon N.

“There are no better people to get home loans from than Team Doubek! The loan process was easy and Penny and team guided me every step of the way. No Stress, great service and I made some friends in the process. Thanks Penny!”

Sandra F.

“Clear, Friendly, Fast - An Incredible Experience! Penny and her team helped me secure a first mortgage and LOC with terms that far surpassed my original mortgage broker! Penny and Diana were extremely responsive - staying in step with me through the entire process - and accommodating my schedule and preference for communications. They were clear with what to expect and delivered on exactly what was promised. We were actually ahead of schedule for the close and every step along the way her and Diana explained quickly and clearly what and why I was needing to obtain a document or docusign something. I would never consider going elsewhere and I would recommend her without hesitation. :)”

Dennis K.