Los Gatos, CA

Let’s talk! Contact me now




Let’s talk! Contact me now




408-426-5875
Penny Doubek

NMLS ID#203281
Phone: 408-426-5875
Mobile: 408-472-8640
Fax: 408-317-0460
E-mail: penny@bayeq.com

Los Gatos Branch
16795 Lark Avenue, Suite 101
Los Gatos, CA 95032

Penny Doubek

Regional Sales Manager

Mrs. Penny Doubek and her team joined Bay Equity Home Loans in 2016. Prior to that Mrs. Doubek was at W.J. Bradley for 7 years. Team Doubek started in an executive suite with 4 employees and has expanded production throughout the Bay Area to become one of the top 5 producing areas, with offices in Los Gatos, Morgan Hill, Salinas and Carmel. Before that, she served as VP at Bank of America in the San Francisco market with Team Doubek originating $100 million in residential mortgage loans.

Penny's proven understanding of the mortgage industry is built on a keen and constant awareness of the lending environment, coupled with her ultimate passion for people-first and foremost. Whether guiding a first-time homebuyer, coaching a new mortgage professional or opening a new branch, Penny’s focus is always on the individual, the team and their connection. With a business model principled in relationship building, she has clearly demonstrated that listening is as important as doing when it comes to decision-making. Making the dream of home ownership a reality, leading a Monday motivational call, coaching the top 3 agents across the company-it’s a typical day for Penny.

Since 1985, Penny has been structuring home financing to meet the needs of homeowners across changing economic landscapes. In every role throughout her mortgage career, she has sustained the ability to fully comprehend both the operational components and sales activities that drive results. As a mother of three with a devoted husband, she embraces the concept of home as it relates to family and lifestyle. She understands that a house is more than a few walls with a backyard, but a place where memories are made, futures are planned and the gift of the present can be appreciated. 

Whether you are a current homeowner seeking strategic guidance, a first-time homebuyer wondering where to start, or an industry peer ready to be inspired again, Penny is pleased to serve as your trusted industry professional.

408-426-5875

Let’s talk! Contact me now




408-426-5875

“Clear, Friendly, Fast - An Incredible Experience! Penny and her team helped me secure a first mortgage and LOC with terms that far surpassed my original mortgage broker! Penny and Diana were extremely responsive - staying in step with me through the entire process - and accommodating my schedule and preference for communications. They were clear with what to expect and delivered on exactly what was promised. We were actually ahead of schedule for the close and every step along the way her and Diana explained quickly and clearly what and why I was needing to obtain a document or docusign something. I would never consider going elsewhere and I would recommend her without hesitation. :)”

Dennis K.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.