Del Mar Branch
445 Marine View Avenue, Suite 200
Del Mar, CA 92014
Originating loans in San Diego has been Rick's passion and profession for over 25 years!
Starting CalPacific mortgage in 1992, Rick joined with Bay Equity Home Loans to provide his clients and Loan Officers with a broader platform of loan choices and competitive rates combined with fast, sensible and local underwriting decisions.
As a producing manager Rick provides his sales staff with proven strategies and business resources to guide them in growing their business. Recognized for 8 consecutive years for leading achievements in the lending industry, Rick was most recently recognized as in the TOP 1% of Mortgage Originators nationwide (Source Mortgage Executive Magazine April 2013).
Building an efficient and progressive operations team with turnkey Production Assistants, the most experienced Processors and in-office underwriting allows our Loan Officers to get their loans approved and funded with fast and efficient service. Building this type of team is crucial to us both in funding loan transactions and taking care of the Loan Officers under the CalPacific team.
Bay Equity is one of the fastest growing lenders in business today. The experience and knowledge of our Executives, Managers, Loan Officers and Operations professionals is paramount in handling all the details involved in mortgage financing to best serve our clients and business partners.
“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”