San Diego, CA

For loan information or to apply, select a Loan Officer

For loan information or to apply, select a Loan Officer

Craig Bramlett
Regional Manager
NMLS #226618

Rick Jones
Regional Manager
NMLS #236503


Welcome to the CalPacific Branch of Bay Equity Home Loans. We are a direct lender with local processing and underwriting. Additionally we broker to over 50 mortgage lenders which gives us a unique ability to give you many financing options and with very competitive pricing.

What sets us apart?

Our philosophy and goal is to present you with the very best mortgage options available for your personal situation. Whether you are buying a new home, an investment property or refinancing your current property we will review your goals and mortgage profile so you are completely confident your rate and loan program will meet your needs.

Our people make the difference!

CalPacific has been serving San Diego homeowners for over 20 years and last year our branch funded over $1,000,000,000 in loans.  Our experience is paramount in handling all the details involved in mortgage financing.  Everyone on our team from Loan Officer, the managers, the processors and underwriters –all have the same focus…On-Time and accurate closings on a loan product that is just right for you! 

We have found the answer to great mortgage service –it’s our people –each of us working together equals quality mortgage transactions and service.

Put us to work for you.

5080 Shoreham Place, Suite 105
San Diego, CA 92122

“Thank you to all of you that have made my dream of owning a home come true!! A million thanks from my husband, daughter, my little bun in the oven and myself. My mouth will only speak highly of everyone involved!! First thing - social media - everyone will hear about the effort all of you put into making my dream come true. My goal as a thank you present to all of you will be referralls!!! You can count on that!! Again - thank you from the bottom of my heart.”

Perla G, San Diego

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.