St. George, UT

Let’s talk! Contact me now

Let’s talk! Contact me now

Scott Bell

NMLS ID#289786
Phone: 801-390-8543

St. George Branch
20 North Main Street, Suite 205
St. George, UT 84770

Scott Bell

Senior Loan Officer

Thanks for visiting my web site.

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

203(K) Loan Information

Information on Appraisals

Construction to Perm Loans

Loan Type Comparison

Mortgage Insurance

Rural Development (RD/USDA)

VA Loans

Verifying Funds


Let’s talk! Contact me now

“My husband and I were very pleased with the service we received from Scott Bell and his whole team at Bay Equity! They were so efficient and precise with their review of our file that we were able to close on our home two weeks early. Scott is upfront and very honest about your loan. If he presides an issue he makes it right before it becomes an issue. The communication is top notch. Whenever I had a question,k they answered immediately or within the hour. Being in the business, it is a MUST to have communication between all parties to insure a timely close on a home. I am referring my clients to Scott @ Bay Equity.”

Melissa & Joey

“My experience with Scott Bell was great. He's helped me through my home investment experience for several years now. He is very up front and helpful about what needs to be done to accomplish my goals. Sometimes I have questions about financial decisions and how they will affect my situation. Scott always has an educated honest answer, even if he needs to call back with additional information. Working with Scott is great, and I would highly recommend the experience.”

John F.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.