Fresno, CA

Let’s talk! Contact me now

Let’s talk! Contact me now

Steve Hall

NMLS ID#343473
Phone: 559-213-0851

Fresno Branch
7783 North Ingram Avenue
Fresno, CA 93711

Steve Hall

Senior Loan Officer

With over 13 years’ experience as a Licensed Mortgage Loan Officer, I have successfully closed thousands of transactions.  In these constantly changing housing and mortgage markets, I promise to help navigate you through the many options so that you understand the Loan Process and not get overwhelmed. Whether it be Down Payment Assistance, VA, Conventional, USDA, or FHA Loans, to name a few, I am confident that my experience in this industry will shine through from beginning to end. With other companies I have grown, but with Bay Equity Home Loans - Fresno, I feel empowered to perfect my skillset and provide value to the Central Valley.

I strive to do the loans that others won’t or can’t.  It is imperative that we as a team are willing to work together, until you are granted the satisfaction of homeownership. My personal belief is to provide every child that walks into my office an opportunity to have a backyard to play in. I promise to work every angle until we find the right Loan Program that works for you and your family. Like the great Maya Angelou said “All Great Achievements Require Time.”  As Loan Officers, we are the “Magic Makers.” It is our job to ensure that every buyer is provided with the knowledge and special, undivided attention to ensure their home buying process is a smooth one. 

You are invited to apply on-line, or contact me directly to set up an appointment. Either way you will get my immediate and personal attention.

Let’s talk! Contact me now


“As a first time home buyer I was very nervous but Steve was SUPER patient with me, taking the time to explain my options and always talking me down when I became anxious. I cannot recommend Steve enough and have already told others that he is the best!”

Rosa P.

“I am very happy with Steve Hall and everyone that helped me in getting my new home. Nicholas Nolte the realtor helped me understand his process and with Steve working together it made my experience a very good one. From the start to finish they were there all the time. Tanks so much for all the hard work. I’m very grateful.”

Jose S.

“Over the last 25 years I have bought and sold four homes; the lending portion of the process is by far the most onerous piece of the real estate puzzle. For me, the "mountain" of paperwork that is required to purchase a home is, to say the least, daunting and can become confusing when you consider the sophisticated language in the documents that the average home buyer is not familiar with. I was more than satisfied with Steve's ability to explain the loan acquisition process and I appreciated that he was patient when I couldn't wrap my head around the loan terminology. Steve was more than willing to take my calls and answer my emails when I had questions about the documents. I appreciated that Steve would notice when I left voice mail and return my call when I wasn't sure what I was about to sign. He made sure I knew he was there to assist me every step of the way through the lending process. I know that I was not the only loan that Steve and his great team were working on, but he went the "extra mile" to make me feel that I was. I felt like I mattered to Steve and Bay Equity; that my business was wanted and appreciated. In the real estate lending business, you're reduced to a loan number; Steve always was personable; addressed me by my first name and made me feel like we were in his living room instead of a loan office. I am grateful that my real estate agent suggested that we use Steve as our loan officer. Although the home loan process is not as easy as buying a cheeseburger, Steve was willing to shepherd me through the process one step at a time - Thanks Steve; you're the Man!”

Orvil M.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.