"Steve answered all our questions and was interested in doing the best he could for us. We would highly recommend him to anyone. "


Steve Hall

Senior Loan Officer

NMLS ID# 343473

7783 North Ingram Avenue
Fresno, California 93711

With over 13 years’ experience as a Licensed Mortgage Loan Officer, I have successfully closed thousands of transactions.  In these constantly changing housing and mortgage markets, I promise to help navigate you through the many options so that you understand the Loan Process and not get overwhelmed. Whether it be Down Payment Assistance, VA, Conventional, USDA, or FHA Loans, to name a few, I am confident that my experience in this industry will shine through from beginning to end. With other companies I have grown, but with Bay Equity Home Loans - Fresno, I feel empowered to perfect my skillset and provide value to the Central Valley.

I strive to do the loans that others won’t or can’t.  It is imperative that we as a team are willing to work together, until you are granted the satisfaction of homeownership. My personal belief is to provide every child that walks into my office an opportunity to have a backyard to play in. I promise to work every angle until we find the right Loan Program that works for you and your family. Like the great Maya Angelou said “All Great Achievements Require Time.”  As Loan Officers, we are the “Magic Makers.” It is our job to ensure that every buyer is provided with the knowledge and special, undivided attention to ensure their home buying process is a smooth one. 

You are invited to apply on-line, or contact me directly to set up an appointment. Either way you will get my immediate and personal attention.

What people are saying

With a short term owner carry purchase, Steve Hall, was able to close on our refi at less than 6 months. With a rescind clause pending, we could've lost all the work and $ we had invested in rehabbing the subject property. Although it was a stressful situation, Steve was reassuring and diligent, closing on purchase of our 2nd home near the beach. Steve is very knowledgeable and I would recommend consulting with him prior to offer of purchase.
- Tim
Steve has great people skills and made sure we understood every step of the way. I would reccomend him and Bay Equity to friends and family.
- Laura, Fresno CA
Steve helped me make it possible to buy my first house! couldn’t have done it without him and very grateful for him doing everything he could to make sure I got the house!
- Eric, Coarsegold CA
Steve was excellent very helpful and informative. You can see how hard he works for his people! I will be sending all my friends and family who want to purchase a house to Steve!
- Miguel, Fresno CA
I came to Steve’s Office with what seemed like an impossible task and Steve went out of his way to do everything he could for me so that I didn’t lose out on my first house! Definitely recommend everyone struggling with the process to go to Steve and he’ll make it happen like magic! I’m very thankful, if it wasn’t for Steve I wouldn’t have my keys to my first house!!
- E__

Need some help?

Here you’ll find a number of different downloadable PDFs, PowerPoints and other important documents to help make your loan process that much smoother!

Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.