Steven Hedgespeth

Senior Loan Officer

NMLS ID# 21953

9931 Corporate Campus Dr.
Suite 2600
Louisville, KY 40223

Steven started his career as a bank manager. But he soon realized that working in the mortgage loan industry was where he wanted to be, and where he could help customers the most.

He joined Century Mortgage in March 2003, and has a business management degree from Campbellsville University. In the 14 years he has been with us, Steven has become an expert in helping customers attain Conventional, Federal Housing Administration (FHA), Veteran’s Administration (VA) and Rural Housing Service RHS. Nothing makes him happier than to help customers get into the right loan for the right home, and help them achieve their homeownership dreams.

He is a husband to an amazing wife and father to two wonderful children that he says “have made me into the man I am today.”

Call Steven, when you’re looking for a loan officer who’s available round the clock to help you with your mortgage needs.


Home-buying by numbers


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Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


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Built on family and forward-thinking

Bay Equity is family owned and operated. This video is about our start and our technology-driven relationship with Microsoft.