Professional, warm, always gets the job done.

J. King - Purchase Client

Steven Vella

Area Sales Manager

NMLS ID# 246012

(415) 634-3207

Thanks for visiting my web site.

Whether you are buying your first home, refinancing, or buying an investment property, I am dedicated to helping you with all of your home mortgage needs.

Listening is my key component in determining your needs. Fulfilling those needs in a timely manner with great efficiency is my mission.

My ability to explain complex concepts in a clear and easy-to-understand manner will give you the confidence that you have the knowledge to calmly make the right decisions when it comes to your financial needs.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.

Reviews on Zillow


"I wish I could give more stars because 5 stars in not enough to describe how incredible Steve is. From the very start Steve has helped me as if I was ... more "


by JulieTrias


"Steve's been doing my home loans for 25 years. The reason I always chose him is simple. He can always be reached, He gets my loan when he says he will ... more "


Home-buying by numbers


Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.


What’s your monthly payment?

Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Contact me and I can get you an official figure. I’m here to help.

Schedule a time to chat
in person